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100 E Osprey Ln, Detroit, OR, 97342

1beds
1baths
506sqft
$369,000
$729price/sqft
$2,376/moest. monthly cost
$95,040/yrincome needed

About This Home

Say hello to this cozy cabin-style home with room to build on the quieter side of town just 1 mile from the desirable Detroit Lake on 0.62acres! There’s a sense of peace being elevated among the trees as you enjoy the nature views from every window inside or sit among the trees at the fire pit outside. Back inside you’ll enjoy the tall cedar wood ceilings, the wood-burning stove, adorable kitchen and spacious bedroom. Ceiling height allows you to add a loft bed. The metal roof was installed in 2023.Out the back door there is a covered patio with a grill included for easy dinners and entertaining. There is a shed with electrical for storage plus a separate woodshed. On the lower lot, there is a newer retaining wall in place and space to park your RV, boat, or add an additional dwelling. Underground electrical is in place. With something to explore nearby in every season, this place could be your next home, vacation destination or short-term rental. Oh, the possibilities!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Santiam Elementary SchoolGrades K-517.0 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • High Ceilings,High Speed Internet
  • Window features: Vinyl Frames
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 506
  • Total interior livable area: 506 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 598414
  • Zoning: RS

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 0.64 Acres
  • Features: Level,Sloped,Trees,SqFt 20000 to Acres1

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Strong Wind
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$80$960
Property Taxes $255$3,060
Electricity $176$2,119
Total$2,376$28,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,462/yr
40% on housing$71,280/yr
45% on housing$63,360/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$729This listing

vs Other Active Listings

Avg $/sqft

ZIP 97342$227
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97342$430
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$359,999
2026-06-15Listed for sale$369,000
2025-04-10Sold$343,500
2025-03-07Pending sale$356,000
2025-03-03Listed for sale$356,000

For Sale by Agent

AgentTorey Jarrett
BrokerageKeller Williams Capital City

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