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6210 Moonseed St, Prospect, KY, 40059

4beds
4baths
2,761sqft
$899,000
$326price/sqft
$5,937/moest. monthly cost
$237,480/yrincome needed

About This Home

Welcome to beautiful and functional living in Norton Commons. This home boasts a primary bedroom suite on the main floor with two guest rooms upstairs and an additional guest suite on the lower level. Finished in 2021, all of the mechanicals and roof are new, with new windows and a geothermal heating system making it optimally efficient. The current owner has replaced every kitchen appliance in 2025 with top of the line, chef grade brands. Also in 2025, the owner added a built in bar with additional storage by California Closets. This property is conveniently located on Moonseed with pretty views and easy walkability to all of the neighborhood amenities. And the gorgeous front porch as well as the side patio with vinyl screening provide nice options for retreating outdoors.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-50.3 mi
4/10
Kammerer Middle SchoolGrades 6-84.3 mi
8/10
Ballard High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 665
  • Finished area above ground: 2,096

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,096
  • Total interior livable area: 2,761 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21403910340000

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Screened Porch,Porch
  • Fencing: Full

Lot

  • Lot size: 3,049 sqft
  • Features: Covt/Restr

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$354$4,248
Property Taxes $820$9,840
Electricity $218$2,616
Total$5,937$71,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,554/yr
40% on housing$178,110/yr
45% on housing$158,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$276
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$899,000
2025-04-18Sold$835,000
2025-03-17Pending sale$850,000
2025-03-17Contingent$850,000
2025-02-28Price change$850,000
2025-02-13Listed for sale$865,000
2021-12-01Sold$656,108
2021-04-12Pending sale$589,000
2021-03-24Listed for sale$589,000

For Sale by Agent

AgentE. Jordan King
BrokeragePluris Realty

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