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2224 Vera Way, Cedar Falls, IA, 50613

5beds
3baths
2,938sqft
$525,000
$179price/sqft
$3,792/moest. monthly cost
$151,680/yrincome needed

About This Home

Welcome to this beautifully maintained 5 bedroom, 3.5 bath home built in 2021, located in a desirable Cedar Falls neighborhood! Offering modern finishes, an open concept layout, and plenty of space to live and entertain, this home is move in ready and designed for today’s lifestyle. Step inside to a bright and inviting main living area featuring a spacious layout, large windows for abundant natural light, and seamless flow into the kitchen and dining spaces. The kitchen is a true highlight, showcasing white cabinetry, solid surface countertops, tile backsplash, stainless steel appliances, and a large center island with seating which is perfect for gatherings or everyday use. A walk in pantry adds convenience and extra storage. The main floor also includes a generous living room with tray ceiling detail, a functional drop zone area, and access to the attached garage. The primary suite offers a comfortable retreat with a private en-suite bathroom and ample closet space. Additional bedrooms are well sized and thoughtfully laid out. The finished lower level expands your living space with a large family room—ideal for movie nights, entertaining, or a play area along with additional bedrooms and a bathroom, providing flexibility for guests or a home office setup. Outside, enjoy a well-kept yard and modern curb appeal with an attached multi-stall garage for added convenience.

Getting Around

7
WalkingCar-Dependent
13
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

8/10
Peet Junior High SchoolGrades 7-92.3 mi
7/10
Cedar Falls High SchoolGrades 10-122.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 1,200

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,938 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891426152005
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 90 x 140

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$338$4,056
Property Taxes $581$6,972
Electricity $219$2,629
Total$3,792$45,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,011/yr
40% on housing$113,760/yr
45% on housing$101,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$181
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$549,900
2022-04-13Listing removed--
2022-02-03Price change$517,230
2022-01-01Listed for sale$510,342

For Sale by Agent

AgentBethany Benner
BrokerageOakridge Real Estate

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