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1745 Elmwood Ave, Stockton, CA, 95204

3beds
3baths
1,197sqft
$374,999
$313price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

Move-in ready 3 bed, 2.5 bath home in central Stockton! Approx. 1,197 sq ft featuring original charm, granite countertops, dual pane windows, indoor laundry, cozy fireplace, and a flexible bonus den/office space. Spacious primary suite with private bath. Large backyard with covered patio perfect for entertaining or relaxing. Upgraded 200-amp electrical panel and convenient location near shopping, schools, dining, and commuter routes. Great opportunity for first-time buyers, investors, or anyone looking for value and potential!

Getting Around

65
WalkingSomewhat Walkable
30
TransitSome Transit
53
BikeBikeable

Schools

4/10
3/10
Cesar Chavez High SchoolGrades 9-124.1 mi
2/10
Hoover Elementary SchoolGrades K-81.2 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Raised,Crawl Space
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Other,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,197
  • Total interior livable area: 1,197 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 12318313
  • Zoning: R-L
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$122$1,464
Property Taxes $246$2,952
Electricity $398$4,786
Total$2,662$31,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 95204$214
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95204$288
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$369,999
2026-06-17Listed for sale$374,999
2026-06-10Contingent$374,999
2026-05-28Listed for sale$374,999
2023-07-25Sold$360,000
2023-06-24Pending sale$349,999
2023-06-21Listed for sale$349,999
2023-01-19Sold$315,000
2022-12-23Pending sale$325,000
2022-12-17Listed for sale$325,000
2012-06-28Sold$98,500
2000-02-01Sold$89,000

For Sale by Agent

AgentAndrew Urista
BrokerageReynoso Real Estate Inc

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