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17 Navigation Point SE, Cartersville, GA, 30121

5beds
4baths
3,499sqft
$669,900
$191price/sqft
$4,471/moest. monthly cost
$178,840/yrincome needed

About This Home

AMAZING Home in sought after Waterstone Community! This 5BR/3.5BA stunner is the perfect family home featuring the Primary Bedroom on the main level with a beautiful coffer trey ceiling and carpet flooring. The Primary Bath features a jetted tub, tile floors, separate tile shower and walk in closet. The main floor is perfect for entertaining with a two story living room complete with gas log fireplace, spacious kitchen with granite countertops, custom cabinetry, island, bar seating, eat in breakfast area, separate dining room and a large keeping room with gas log fireplace - all with hardwood floors. The screened in sun porch off the main level is perfect for starting your day or winding down your afternoon and leads to the open deck with stairs to the backyard. The second level boasts two traditional bedrooms and full bath as well as a third "bonus room" style bedroom with office area and walk in closet. The finished basement area has a bedroom, full bath, large family room and a computer/office room. The basement also includes a workshop area with boat door and a huge bonus area/game room perfect for play or future buildout. A second, large screened in patio area on the terrace level presents the perfect late evening respite and exterior access to the tranquil outdoor patio area with stone fireplace. This wonderful home is located in a quiet cul-de-sac with a side entry, 3 care garage and approved area for RV parking!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Red Top Middle SchoolGrades 6-86.0 mi
6/10
Cass High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave
  • Laundry features: In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Boat Door,Exterior Entry,Finished,Finished Bath,Full,Interior Entry

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • Coffered Ceiling(s),Crown Molding,Entrance Foyer 2 Story,High Ceilings 9 ft Main,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Keeping Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,499
  • Total interior livable area: 3,499 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Other, Keeping Room, Kitchen Island, Pantry, Solid Surface Counters, Other

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Whirlpool Tub

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0091G 0001 020
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Screened
  • Exterior features: Private Yard,Rear Stairs
  • Has spa: Yes
  • Spa features: Bath,None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.69 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener,Garage Faces Side,RV Access/Parking,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$360$4,320
Property Taxes $385$4,620
Electricity $339$4,079
Total$4,471$53,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,291/yr
40% on housing$134,130/yr
45% on housing$119,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 30121$140
Bartow County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 30121$187
Bartow County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$669,900
2026-07-10Listed for sale$669,900

For Sale by Agent

AgentMIKE HOWREN
BrokerageMichael Howren Realty

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