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300 N Peterson Farm Rd, Kerrville, TX, 78028

0beds
0baths
0sqft
$2,600,000
--price/sqft
$17,025/moest. monthly cost
$681,000/yrincome needed

About This Home

"Silver Creek Ranch" is even more desirable with 2 new homes, each with privacy & amazing views. One 2/1 with 4-car garage, covered porches on 2 sides. Second has 2/2, open concept design, full-length covered porch & detached garage. Older barn, storage bldg, working pens in place. 2 water wells; Silver Creek runs through the ranch. Land is selectively cleared near the creek to enhance native grasses & grand oaks. Abundant whitetail deer, turkey, dove, etc. plus free-ranging exotics. Ag Exempt - Taxes not assessed for improvements.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
6/10
Peterson Middle SchoolGrades 6-83.2 mi
6/10
Tivy High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Other,Stone/Rock

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Farm

Property

Details

  • Parcel number: 01140071001040

Features

  • Waterfront features: Wet Weather Creek
  • Topography of land: Level,Sloping
  • Residential vegetation: Mature Trees (ext feat)

Lot

  • Lot size: 182 Acres
  • Features: Cultivated,Pasture,Hunting Permitted,Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance *$1,712$20,544
Property Taxes $1,928$23,136
Electricity $238$2,859
Total$17,025$204,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$583,714/yr
40% on housing$510,750/yr
45% on housing$454,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$287
Kerr County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Price change$2,600,000
2026-05-18Listed for sale$3,450,000

For Sale by Agent

AgentRobert Dullnig
BrokerageKuper Sotheby's Int'l Realty

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