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165 Settlers, Comfort, TX, 78013

3beds
2baths
2,487sqft
$1,175,000
$472price/sqft
$7,669/moest. monthly cost
$306,760/yrincome needed

About This Home

Nestled in the heart of the Texas Hill Country, 165 Settlers Way N offers a rare blend of modern sophistication and serene rural beauty. This single-story residence has been tastefully remodeled, featuring an open layout that prioritizes both comfort and style. At the center of the home, a warm fireplace anchors the living area, creating an inviting space to unwind. The updated kitchen is a standout, complete with sleek finishes and an oversized pantry that provides ample storage for any culinary endeavor. What truly sets this home apart is the connection to the landscape; every window serves as a frame for the rolling hills outside. Step out onto the expansive outdoor space to take in breathtaking, long-range valley views that stretch across the horizon-the perfect backdrop for morning coffee or evening sunsets. The location offers the best of both worlds: a peaceful retreat that remains incredibly convenient. Enjoy being just a short drive from the renowned vineyards of Fredericksburg's Wine Country and the charming shops and dining of Boerne. This is more than just a house; it's a front-row seat to the very best of Hill Country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Comfort Elementary SchoolGrades PK-55.0 mi
7/10
Comfort Middle SchoolGrades 6-85.0 mi
5/10
Comfort High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Stone,Stucco

Other

  • Builder name: Brad Moore

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Self Cleaning Oven,Microwave,Disposal,Dishwasher,Water Softener Owned
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 144

Bedroom3

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 256

Family Room

  • Area: 546

Features

  • One Living Area,Liv/Din Combo,Eat-in Kitchen,Kitchen Island,Breakfast Bar,Pantry,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Open Floorplan,High Speed Internet,All Bedrooms Downstairs,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier
  • Flooring: Slate
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes
  • Attic: Finished,Floored

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,487 sqft

Kitchen

  • Area: 156

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity,Soaking Tub
  • Area: 176

Master Bedroom

  • Features: Split,Outside Access,Sitting Room,Walk-In Closet(s),Full Bath
  • Area: 238

Property

Details

  • Parcel number: 61372

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 4.04 Acres

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$584$7,008
Property Taxes $871$10,452
Electricity $273$3,277
Total$7,669$92,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,937/yr
40% on housing$230,070/yr
45% on housing$204,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 78013$465
Kerr County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78013$241
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$1,175,000
2016-03-17Sold--

For Sale by Agent

AgentAnabela Mainini
BrokerageCompass RE Texas, LLC.

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