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980 Pebble Beach Dr NW, Lakehills, TX, 78063

2beds
2baths
1,440sqft
$335,000
$233price/sqft
$2,405/moest. monthly cost
$96,200/yrincome needed

About This Home

Nestled along the serene shores of Medina Lake, this charming 2-bedroom, 2-bath home offers the perfect blend of rustic comfort and natural beauty. Surrounded by the rolling hills and native oaks of the Texas Hill Country, the property invites you to slow down, breathe deep, and soak in the peaceful vibes. Step inside to an open-concept living space (could also translate into a large primary with ensuite) with large french doors that flood the room with natural light and frame stunning lake views. Move through the french doors onto the huge, covered patio overlooking the lake and private boat launch. The kitchen is thoughtfully designed with tiled countertops, tons of cabinetry, ideal for casual mornings or sunset dinners with a view. Each upstairs bedroom is spacious and cozy, with direct access to a guest bath. The second bedroom is perfect for guests or a home office. Outside, a generous, covered deck overlooks the lake, perfect for sipping coffee at sunrise or hosting summer BBQs under the stars. A gentle path leads down to the lake edge, where you can fish, swim, or launch a kayak right from your backyard. (Medina Lake is currently at historic lows). Whether you're looking for a weekend getaway, a full-time residence, or a vacation rental, this lakefront gem captures the soul of Hill Country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
5/10
Bandera Middle SchoolGrades 6-813.4 mi
4/10
Bandera High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Texas Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Electric Water Heater
  • Laundry features: Lower Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Eat-in Kitchen,Utility Room Inside,High Ceilings,Open Floorplan,High Speed Internet,Ceiling Fan(s),Chandelier
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Area: 144

Living Room

  • Area: 240

Master Bathroom

  • Features: Tub/Shower Combo,Double Vanity
  • Area: 120

Master Bedroom

  • Features: Full Bath
  • Level: Upper
  • Area: 132

Property

Details

  • Parcel number: 15502000010820

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$248$2,976
Property Taxes $226$2,712
Electricity $238$2,859
Total$2,405$28,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,457/yr
40% on housing$72,150/yr
45% on housing$64,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 78063$233
Bandera County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 78063$216
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-22Listing removed$1,750
2025-10-17Listed for rent$1,750
2025-04-08Listed for sale$335,000
2006-03-10Sold--

For Sale by Agent

AgentAndrea Dusang-Cramer
BrokerageHi Energy Realty

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