See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

860 LAMBERT AVENUE, Flagler Beach, FL, 32136

6beds
4baths
3,880sqft
$1,249,900
$322price/sqft
$9,684/moest. monthly cost
$387,360/yrincome needed

About This Home

Virtually Staged. ?Luxury Waterfront Estate on the Matanzas River — 3,880 SF with Direct River Access & Transferable Dock Permit! ?RIVERFRONT LUXURY REFINED — Set on just under half an acre with 81 feet of direct Matanzas River frontage, this fully updated 3,880 sq. ft. coastal estate delivers rare architectural flexibility, high-end modern finishes, and elevated living on coveted Lambert Avenue. ?ELEVATED MAIN LIVING & MEDIA WING (2nd Floor): Spanning the second floor, the main living hub is designed to capture panoramic water views through dramatic 24-foot sliding glass doors that open to a massive covered deck. The designer kitchen is outfitted with luxury quartz countertops, full tile backsplash, shaker cabinetry, LG stainless steel appliances, and a dedicated coffee bar with custom shelving. This floor offers 4 bedrooms, 2 custom-tiled spa bathrooms with rainfall showerheads, a sun-drenched sunroom, and an expansive media/flex room—ideal for a private executive home office, media retreat, or secondary family wing with its own direct access from the oversized garage. ?GROUND-FLOOR IN-LAW SUITE (1st Floor): With its own private exterior entrance and river views, the fully updated 2-bedroom ground-floor suite features a coastal style with a full kitchen, dining area, living room, full bath, and laundry setup—perfect for extended family, hosted guests, or flexible living. ?BONUS FLEX STUDIO & SUNROOM: Expanding the lower level is a crisp, bright flex studio with its own attached sunroom. Complete with fresh paint, brand-new doors, and custom-finished floors, this versatile space offers endless possibilities as a quiet executive home office, private fitness studio, game room, or extra storage retreat. ?FULL STRUCTURE RENEWAL & WATERFRONT LIFESTYLE: Turnkey from top to bottom featuring a new roof, new Hardie board siding, updated windows and doors, new luxury flooring, three HVAC systems, a new concrete driveway, and an oversized 3-car garage with an integrated half bath. Step into your backyard to fish, launch kayaks, or build your custom deep-water dock with an active transferable permit. No HOA. Just minutes from downtown Flagler Beach's shops, dining, and beaches. ?Schedule your private tour to experience this rare riverfront sanctuary in person.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
5/10
4/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1977

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Laundry Room,Upper Level,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 275
  • Dimensions: 11x25

Bedroom5

  • Features: Ceiling Fan(s),Storage Closet
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),No Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Features

  • Ceiling Fan(s),L Dining,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s),In-Law Floorplan
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Luxury Vinyl,Tile
  • Fireplace features: Electric,Insert,Living Room
  • Fireplace: Yes

Florida Room

  • Features: Ceiling Fan(s),No Closet
  • Level: Second
  • Area: 300
  • Dimensions: 12x25

Foyer

  • Features: Ceiling Fan(s),Coat Closet
  • Level: First
  • Area: 144
  • Dimensions: 8x18

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,884
  • Total interior livable area: 3,880 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Kitchen

  • Features: No Closet
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 190
  • Dimensions: 10x19

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: Second
  • Area: 304.5
  • Dimensions: 21x14.5

Media Room

  • Features: Ceiling Fan(s),No Closet
  • Level: Second
  • Area: 253
  • Dimensions: 11x23

Other

  • Features: Ceiling Fan(s),Storage Closet
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 221
  • Dimensions: 13x17

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Kitchen

Details

  • Parcel number: 0711317095000000080
  • Attached to another structure: Yes
  • Zoning: RESI
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Enclosed,Front Porch,Porch
  • Exterior features: Awning(s),Balcony
  • Has view: Yes
  • View description: Water,Intracoastal Waterway,River
  • Has water view: Yes
  • Water view: Water,Intracoastal Waterway,River
  • On waterfront: Yes
  • Waterfront features: Intracoastal Waterway,River Front,Brackish Water Access,Intracoastal Waterway Access,River Access,Minimum Wake Zone,Riprap,Sailboat Water,Seawall
  • Waterbody name: MATANZAS RIVER
  • Residential vegetation: Oak Trees

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 226 x 81

Parking

  • Total spaces: 3
  • Parking features: Bath In Garage,Garage Door Opener,Golf Cart Garage,Off Street,Parking Pad,Split Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$1,200$14,400
Property Taxes $1,774$21,288
Electricity $390$4,685
Total$9,684$116,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$332,022/yr
40% on housing$290,520/yr
45% on housing$258,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 32136$225
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32136$286
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Price change$1,249,900
2026-06-12Listed for sale$1,300,000
2025-06-17Sold$440,000
2025-04-08Contingent$699,000
2025-04-08Pending sale$699,000
2025-04-01Price change$699,000
2025-02-28Listed for sale$739,000

For Sale by Agent

AgentToni Herlo
BrokerageEXP REALTY LLC

Similar Homes