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8703 & 8705 Pensive, Converse, TX, 78109

6beds
6baths
2,684sqft
$410,000
$153price/sqft
$3,165/moest. monthly cost
$126,600/yrincome needed

About This Home

Great opportunity for both investors and owner-occupants! This duplex features two identical units, each offering 3 bedrooms and 2.5 bathrooms. Both units include an open floor plan, high ceilings, spacious bedrooms, granite countertops, ceiling fans, and private fenced yards. Utilities are separately metered for each side. Conveniently located near major highways and shopping centers.

Getting Around

36
WalkingCar-Dependent
29
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

2/10
3/10
Judson Middle SchoolGrades 6-81.4 mi
2/10
Judson High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Oven,Oven/Stove
  • Laundry features: Washer Hookup,Dryer Connection,Washer Connection

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Unit Central

Interior Area

  • Total interior livable area: 2,684 sqft

Property

Details

  • Parcel number: 050719950060

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$269$3,228
Property Taxes $529$6,348
Electricity $294$3,536
Total$3,165$37,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,514/yr
40% on housing$94,950/yr
45% on housing$84,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 78109$138
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78109$141
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$425,000
2018-04-06Sold--

For Sale by Agent

AgentJanine Moore
BrokerageClark Realty & Associates,LLC

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