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52 Beach Shore, Bandera, TX, 78003

2beds
2baths
1,332sqft
$70,000
$53price/sqft
$670/moest. monthly cost
$26,800/yrincome needed

About This Home

Do you need to escape the hustle and bustle of everyday life? Discover this exceptional retreat nestled near the tranquil Medina River. The atmosphere here is incredibly cozy, offering a peaceful setting where you can truly unwind. Located just a short drive from downtown Bandera, you'll find yourself close enough to enjoy the conveniences of town, far enough to savor the serenity of the countryside. In Bandera you'll be surrounded by charming boutiques perfect for shopping a welcoming restaurants serving delicious, down home cooking. So, what are you waiting for? Come experience the very best of country living and create lasting memories in this idyllic haven. Along with the two spacious cottages, there are also two large storage buildings.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Alkek Elementary SchoolGrades PK-57.0 mi
5/10
Bandera Middle SchoolGrades 6-88.9 mi
4/10
Bandera High SchoolGrades 9-128.8 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2006

Materials

  • Roof: Composition,Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedroom2

  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 32

Features

  • Two Living Area,Master Downstairs
  • Window features: Window Coverings
  • Flooring: Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,332 sqft

Kitchen

  • Area: 24

Living Room

  • Area: 32

Master Bathroom

  • Features: Shower Only
  • Area: 48

Master Bedroom

  • Area: 80

Property

Details

  • Parcel number: 11006020020520

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Lake Medina

Lot

  • Lot size: 0.31 Acres
  • Features: Sloped

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$32$384
Property Taxes $47$564
Electricity $238$2,859
Total$670$8,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,971/yr
40% on housing$20,100/yr
45% on housing$17,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$162
Bandera County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Price change$70,000
2025-11-06Listed for sale$85,000
2015-08-21Sold--

For Sale by Agent

AgentBilly Henderson
BrokerageColdwell Banker D'Ann Harper, REALTOR

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