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2815 Ball St, Galveston, TX, 77550

3beds
3baths
1,824sqft
$414,900
$227price/sqft
$2,966/moest. monthly cost
$118,640/yrincome needed

About This Home

Welcome to 2815 Ball Street, where timeless Galveston character meets modern comfort. This beautifully maintained home blends historic charm with stylish updates, making it ideal as a primary residence, vacation home, or investment property. Currently operating as a successful Airbnb, it offers excellent income potential. Recent improvements include a brand new refrigerator and new plumbing. Situated on a rare oversized double lot, this property offers what many Galveston homes simply can't: double the land, double the possibilities. There's plenty of room to build a pool, add a private driveway, create a garden, or build a guest house or additional residence. Located just minutes from the beach, Seawall, shopping, dining, and local attractions, this unique island property offers room to grow and endless potential. Select furniture is available for purchase.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

5/10
AIM College & Career PrepGrades 8-121.8 mi
5/10
Ball High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second
  • Dimensions: Buyer to Verify

Bedroom

  • Level: Second
  • Dimensions: Buyer to Verify

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: Buyer to Verify

Features

  • Crown Molding,All Bedrooms Up,Primary Bed - 2nd Floor
  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Kitchen

  • Level: First
  • Dimensions: Buyer to Verify

Living Room

  • Level: First
  • Dimensions: Buyer to Verify

Primary Bath

  • Level: Second
  • Dimensions: Buyer to Verify

Primary Bedroom

  • Level: Second
  • Dimensions: Buyer to Verify

Property

Details

  • Parcel number: 350502680003000

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Balcony,Side Yard
  • Fencing: Back Yard,Full

Lot

  • Lot size: 7,801 sqft
  • Features: Back Yard,Other,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$147$1,764
Property Taxes $484$5,808
Electricity $238$2,859
Total$2,966$35,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,691/yr
40% on housing$88,980/yr
45% on housing$79,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$202
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$414,900
2025-10-10Listing removed$4,500
2025-09-25Price change$435,000
2025-08-22Price change$439,999
2025-05-28Listed for rent$4,500
2025-04-04Price change$459,000
2025-03-14Listed for sale$464,999
2025-03-12Listing removed$475,000
2025-02-06Price change$475,000
2024-12-29Price change$480,000
2024-10-10Price change$490,000
2024-09-25Price change$499,999
2024-09-03Price change$515,000
2024-08-03Listed for sale$535,000
2023-08-12Listing removed--
2023-06-13Pending sale$439,000
2023-06-02Listed for sale$439,000

For Sale by Agent

AgentTy Taylor
BrokerageeXp Realty LLC

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