116 Pine Tree St, Flagler Beach, FL, 32136
About This Home
Nestled along the creek in Flagler Beach, this 2-bedroom, 2-bathroom home offers a rare blend of natural beauty, flowing living space, and relaxed coastal living with ICW access. Just minutes from both the beach and the Intracoastal Waterway, it’s a very rare opportunity to live in Flagler Beach. Set beneath mature oak trees with mature landscaping, the property captures stunning water views and offers a perfectly curated lifestyle that’s increasingly hard to find. Inside, tile flooring runs throughout, leading into a spacious living room anchored by a fireplace with a custom wood mantle. The updated kitchen features granite countertops, a gas stove for the home chief, and an open layout that flows into the dining and living area. The Florida room extends the living space, offering a bright, naturally flowing indoor-outdoor living space to enjoy the surrounding scenery year-round. The outdoor living is an experience that will take your breath away. With a stunning oversized paver patio, a covered pergola, and shade trees, it’s a showstopper. This is indoor-outdoor waterfront living at its finest. From the home, to the Florida room, to the expansive and private creekfront backyard, you have the most relaxing, picturesque entertaining space overlooking the water. The private dock includes a dedicated canoe and kayak passageway, making it easy to take full advantage of the waterfront lifestyle. There’s even an enclosed outdoor shower on the side of the home to rinse off after your outdoor adventures. This immaculately maintained home is one of only 9 homes on the creek in this tiny pocket of Flagler Beach. Don’t miss out on this completely move-in-ready, exclusively located, salt-life lifestyle home. To top it all off, all major systems have been maintained and are newer, including a metal roof (2022). There’s so many more extras you’ll have to come to experience, including the oversized 2-car attached garage, in-house laundry room, owned water softener, low-maintenance backyard- come live the salt life, its waiting here for you...
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: Outdoor Shower,Sliding Doors
- Flooring: Tile
- Fireplace features: Gas,Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,176
- Total interior livable area: 1,539 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 1212314950000500050
- Zoning: SFR-R1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio
- Exterior features: Outdoor Shower,Rain Gutters,Storage
- Has view: Yes
- View description: Trees/Woods,Water,Creek/Stream
- Has water view: Yes
- Water view: Water,Creek/Stream
- On waterfront: Yes
- Waterfront features: Creek,Creek Access
Lot
- Lot size: 7,200 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Flagler County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $432 | $5,184 |
| Property Taxes | $759 | $9,108 |
| Electricity | $197 | $2,366 |
| Total | $3,663 | $43,956 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $450,000 |
| 2026-04-17 | Listed for sale | $475,000 |
| 2021-05-03 | Sold | $315,000 |
| 2021-01-14 | Listing removed | $325,000 |
| 2020-09-01 | Listed for sale | $325,000 |
| 2017-03-06 | Sold | $240,000 |
| 2016-12-22 | Price change | $242,900 |
| 2016-08-30 | Price change | $249,000 |
| 2016-08-10 | Listed for sale | $259,500 |
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