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151 N Palmetto Ave, Flagler Beach, FL, 32136

4beds
4baths
2,461sqft
$949,900
$386price/sqft
$7,624/moest. monthly cost
$304,960/yrincome needed

About This Home

Experience Flagler Beach Living at Its Finest. This stunning saltwater canal pool home perfectly blends modern coastal elegance with the laid-back charm of beachside living and it’s already producing over $100,000 in annual vacation rental income! Even more remarkable, it comes with a rare transferable short-term rental license, offering an incredible opportunity for both lifestyle and investment. Step inside and you’ll instantly feel the difference. The interior has been gorgeously remodeled, showcasing an open, light-filled layout that flows seamlessly between the large family room, dining area, and living room, all designed to capture water views and outdoor living. The chef-inspired kitchen is a showstopper, featuring sleek quartz countertops, a striking glass backsplash, and an oversized island that invites conversation and connection while overlooking the canal. With four spacious bedrooms, four bathrooms, and an additional bonus bunk room, this home easily accommodates guests and gatherings of all sizes. Two luxurious owner’s suites provide privacy and comfort, each with spa-like touches that make every stay feel indulgent. Step outside, and the true mystique unfolds. The outdoor living space feels like an extension of the home, a serene sanctuary designed for year-round enjoyment. Lounge beneath the 26’ x 44’ covered dock, host sunset dinners overlooking the sparkling water, or unwind in the private pool surrounded by a spacious deck. Thoughtful extras like the outdoor shower and gas fire pit elevate every moment, whether you’re entertaining or simply savoring the quiet beauty of the Intracoastal backdrop. Ideally located just a short stroll from downtown Flagler Beach, you’re moments away from boutique shops, local restaurants, the iconic pier, and the sandy shoreline. Whether you’re seeking a high-performing investment or your own slice of paradise, this turnkey coastal retreat delivers it all, luxury, lifestyle, and lasting value. Every sunset on the water here feels like a postcard moment you’ll never want to end.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s),In-Law Floorplan
  • Door features: Outdoor Shower
  • Window features: Window Treatments
  • Flooring: Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,365
  • Total interior livable area: 2,461 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 1212315900007000210
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground
  • Patio & porch: Deck,Front Porch
  • Exterior features: Lighting,Outdoor Shower
  • Has view: Yes
  • View description: Water,Canal,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Canal,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access

Lot

  • Lot size: 10,265 sqft
  • Features: City Lot
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$912$10,944
Property Taxes $1,662$19,944
Electricity $247$2,972
Total$7,624$91,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,394/yr
40% on housing$228,720/yr
45% on housing$203,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 32136$224
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32136$286
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listing removed$22,708
2026-04-18Listed for rent$22,708
2025-10-25Listed for sale$949,900
2025-06-01Listing removed$995,000
2025-03-11Price change$995,000
2025-01-19Listed for sale$1,089,000
2024-10-26Listing removed$1,115,000
2024-09-12Price change$1,115,000
2024-07-21Price change$1,125,000
2024-06-28Price change$1,150,000
2024-05-09Listed for sale$1,200,000
2020-06-30Sold$581,800
2020-04-06Price change$599,900
2010-06-22Price change$399,000
2010-02-26Listed for sale$430,000
2008-12-15Listing removed$599,900
2008-12-10Listed for sale$599,900
2008-09-29Listing removed$599,900
2008-04-16Price change$599,900
2008-02-01Listed for sale$693,900
2003-11-10Sold$369,900
1997-12-31Sold$165,000
1996-08-22Sold$175,000

For Sale by Agent

AgentBJ Patton
BrokerageKELLER WILLIAMS RLTY FL. PARTN

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