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209 Palm Dr, Tampa, FL, 33613

2beds
1baths
768sqft
$49,900
$65price/sqft
$573/moest. monthly cost
$22,920/yrincome needed

About This Home

This is a fantastic opportunity to own a charming home. This showstopper is perfectly situated in Rose Lake Estates, a highly welcoming, Active Adult Community. Come see an inviting open concept floor plan, 2 bedrooms, 1 baths, and 768 sq. ft of living space. You will quickly settle into your new neighborhood and lifestyle. This fantastic opportunity wont long. Come visit Rose Lake Estates today, or give us a call to set up an appointment with one of our friendly sales associates. Buy or lease today!

Getting Around

61
WalkingSomewhat Walkable
23
TransitMinimal Transit
57
BikeBikeable

Schools

3/10
Buchanan Middle SchoolGrades 6-80.8 mi
6/10
Gaither High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 765

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$90$1,080
Property Taxes $34$408
Electricity $197$2,366
Total$573$6,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,645/yr
40% on housing$17,190/yr
45% on housing$15,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 33613$141
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33613$269
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$49,900
2025-12-10Listing removed$49,900
2025-11-24Listed for sale$49,900
2025-04-15Listing removed$89,900
2025-02-15Listed for sale$89,900

For Sale by Agent

AgentMontie Miller
BrokerageFour Star Homes, Inc.

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