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98-1385 Hinu Pl #77, Pearl City, HI, 96782

2beds
2baths
782sqft
$410,000
$524price/sqft
$2,617/moest. monthly cost
$104,680/yrincome needed

About This Home

Location, Location and Location! Sellers are very motivated and bring us offers. Closer to Pearl Harbor and Hickam military bases. Sellers credit to buyers $5,000 for the closing cost. Interior wall was repainted and new ceramic tile in living and kitchen and all new vinyl floor in the bathrooms and bedrooms. It can increase significant value for investors or buyers looking to build instant equity and so much potential property for you. This home gives buyers an opportunity to customize and make a perfect and beautiful home.

Getting Around

29
WalkingCar-Dependent
49
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

8/10
Waiau Elementary SchoolGrades PK-60.3 mi
5/10
7/10
Pearl City High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Average Condition,Updated/Remodeled
  • Year built: 1975

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Masonry,Stucco,Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Multi-Level
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 782
  • Total interior livable area: 782 sqft

Property

Details

  • Parcel number: 1980590080077
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Other
  • Frontage type: Other

Parking

  • Total spaces: 1
  • Parking features: Assigned,One Space,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$65$780
Property Taxes $105$1,260
Electricity $374$4,497
Total$2,617$31,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,725/yr
40% on housing$78,510/yr
45% on housing$69,786/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 96782$573
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96782$622
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-15Listed for sale$445,000
2025-08-14Listing removed$445,000
2025-04-24Price change$445,000
2025-02-15Listed for sale$465,000

For Sale by Agent

AgentJesse L Gresham
BrokerageColdwell Banker Realty

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