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5124 Simms Rdg, Pelham, AL, 35124

4beds
3baths
2,922sqft
$559,900
$192price/sqft
$3,652/moest. monthly cost
$146,080/yrincome needed

About This Home

Why wait to build when you can have it all now? This stunning MOVE-IN ready home in the Simms Landing community offers the perfect blend of luxury, comfort and everyday functionality. A bright, open floor plan sets the stage for both entertaining and daily living, highlighted by a chef‘s kitchen with a large quartz island, quartz countertops, abundant cabinetry and seamless flow into the spacious, living and dining areas. A true showstopper, the oversized screen porch with a cozy fireplace and expansive sliding glass doors creates effortless indoor/outdoor living, perfect for year-round enjoyment. Main level includes master suite, plus additional bedroom and full bath. Upstairs offers, two bedrooms, bonus room, and flex space. Fenced backyard, great curb appeal, and access to community pool and clubhouse. Convenient to shopping, dining, great schools and I-65. This one has it all!!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Pelham RidgeGrades PK-50.6 mi
7/10
8/10
Pelham High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Dishwasher,Ice Maker,Microwave,Gas Oven,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Smooth Ceilings,Linen Closet,Walk-In Closet(s)
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Blower Fan,Gas Log,Great Room,Patio (FIREPL),Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,922

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,922 sqft

Kitchen

  • Features: Stone Counters,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 149300000112000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: In Ground,Fenced,Community
  • Patio & porch: Covered,Patio,Porch
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$300$3,600
Property Taxes $195$2,340
Electricity $326$3,923
Total$3,652$43,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,211/yr
40% on housing$109,560/yr
45% on housing$97,386/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 35124$174
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35124$184
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$559,900
2026-07-29Listing removed$564,900
2026-07-01Listed for sale$564,900
2026-06-20Contingent$564,900
2026-06-04Listed for sale$564,900
2025-05-27Sold$521,098
2025-05-03Contingent$518,185
2025-02-15Listed for sale$518,185

For Sale by Agent

AgentPenny Miller
BrokerageRE/MAX Advantage

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