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125 Cascade Dr, Rossville, GA, 30741

4beds
3baths
2,514sqft
$489,900
$195price/sqft
$3,216/moest. monthly cost
$128,640/yrincome needed

About This Home

Seller will contribute up to $7,500 toward buyer's closing costs, providing a distinguished advantage for today's buyer. Subject to seller approval and mutually acceptable terms. Must inquire with agent to confirm details. Welcome to Ridgeland Heights. Discover chic, well-built homes at Ridgeland Heights, where modern living meets curated design. Each home features spacious, contemporary floor plans, constructed with tasteful materials that reflect quality and style. Our new construction community offers LARGE .78 acre lots, perfect for outdoor living, and breathtaking, sweeping views of Lookout Mountain. This Whitmire plan is premium modern-mountain lifestyle Gold. Nestled in the Greater Chattanooga Valley-Flintstone-Ridgeland corridor, Ridgeland Heights provides both tranquility and convenience. Enjoy close proximity to the amenities of Fort Oglethorpe, Chickamauga, St. Elmo, East Ridge, and Chattanooga. Whether it's shopping, dining, or outdoor recreation, everything you need is just minutes away. At Ridgeland Heights, experience a carefully crafted lifestyle in a serene setting, with homes designed for comfort and built to last.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Ridgeland High SchoolGrades 9-121.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,514

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,514
  • Total interior livable area: 2,514 sqft

Property

Details

  • Parcel number: 0087 125
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.78 Acres
  • Features: Back Yard,Wooded
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$144$1,728
Property Taxes $351$4,212
Electricity $244$2,931
Total$3,216$38,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,262/yr
40% on housing$96,480/yr
45% on housing$85,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 30741$108
Walker County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 30741
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Price change$524,900
2026-01-06Listed for sale$525,000
2025-12-05Listing removed$537,000
2025-10-27Price change$537,000
2025-07-07Price change$538,000
2025-06-16Price change$539,000
2025-05-14Listed for sale$540,000
2025-05-07Listing removed$540,000
2025-02-17Listed for sale$540,000

New Construction

AgentJustin Hood
BrokerageHorizon Sotheby's International Realty

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