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2106 Ketelsen Dr, Ames, IA, 50010

4beds
3baths
1,648sqft
$620,000
$376price/sqft
$4,449/moest. monthly cost
$177,960/yrincome needed

About This Home

Proposed new 4-bedroom, 3-bath home where natural light from southern exposure warms your day through expansive picture windows, showcasing high-quality finishes throughout. A large front entry welcomes guests, and the open front porch invites connection with the quiet neighborhood. The bright, airy interior features engineered wood flooring, quartz countertops in the kitchen and baths, and a gourmet kitchen with a 5-burner gas stove, vented hood fan, walk-in pantry and large kitchen island. The spacious master suite includes transom windows for added light and privacy, a walk-in tiled shower, and soaking tub for ultimate relaxation. Direct access to the covered deck from the dining area?perfect for peaceful mornings or evening wind-downs. The daylight basement expands your living space with 2 bedrooms, spacious family room and multiple daylight windows. The wet bar adds a great dimension for hosting friends. The oversized 828 SF finished 3-car garage offers ample storage and complete with a keypad for easy access. Additional conveniences include pre-plumbing for radon mitigation and a walkable location just steps from Ada Hayden. Located in the award-winning Gilbert school district! This home blends elegance, functionality, and location, your ideal next chapter starts here.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
Gilbert Elementary SchoolGrades PK-22.1 mi
10/10
Gilbert Middle SchoolGrades 6-82.4 mi
9/10
Gilbert High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Tile
  • Construction materials: Brick

Other

  • Builder name: MNH Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s)
  • Flooring: Carpet
  • Finished area below ground: 1,001
  • Finished area above ground: 1,648

Full Bathroom

  • Level: Main

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0522104080
  • Zoning: FS-RL
  • Special condition: Standard

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$366$4,392
Property Taxes $826$9,912
Electricity $122$1,475
Total$4,449$53,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,537/yr
40% on housing$133,470/yr
45% on housing$118,640/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 50010$185
Story County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 50010$195
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$620,000
2026-04-08Listing removed$620,000
2026-04-07Listed for sale$620,000
2025-06-20Sold$112,500
2025-05-19Listed for sale$112,500

For Sale by Agent

AgentNancy Marion
BrokerageRE/MAX Concepts-Ames

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