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3420 Charlesbourg Run, Cumming, GA, 30028

5beds
4baths
3,753sqft
$900,000
$240price/sqft
$7,006/moest. monthly cost
$280,240/yrincome needed

About This Home

Welcome to this beautiful 5 bedrooms / 4bath Toll Brothers home built in 2022 in the highly sought after Montebello community. Thoughtfully designed and extensively upgraded, this residence blends luxury craftsmanship with modern comfort and functionality. Over $180,000 in total upgrades have been invested both during building and after closing, creating a truly move-in ready home that goes far beyond standard new construction. Interior highlights include level 5 engineered hardwood flooring, upgraded cabinetry, quartz countertops, designer tile selections, and a premium KitchenAid Appliance Package (cooktop, double oven, microwave, dishwasher, vent hood) The home is also equipped with premium Samsung appliances, including a FlexWash dual washer & dryer system, and smart refrigerator. Comfort and convenience are elevated with custom window treatments, a whole-home water filtration system with reverse osmosis, full irrigation system, and a Ring security system with surround cameras. The main level includes a secondary master/in-law suite, providing a private and comfortable space ideal for guests or multigenerational living.It also features a dedicated office with double door entry, a comprehensive lighting and electrical package, and refined finishes throughout. Outdoor and structural enhancements include a privacy fence, epoxy-coated garage and patio flooring, and overhead storage systems, maximizing both functionality and organization. This residence offers a rare combination of thoughtful upgrades, timeless design, and everyday livability—delivering a home that truly feels better than new.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Poole's Mill ElementaryGrades PK-52.8 mi
6/10
Liberty Middle SchoolGrades 6-82.4 mi
8/10
North Forsyth High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Tankless Water Heater,Washer,Gas Cooktop
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedroom

  • Features: In-Law Floorplan, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,753
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,753
  • Total interior livable area: 3,753 sqft

Kitchen

  • Features: Breakfast Bar, Kitchen Island, Solid Surface Counters, Eat-in Kitchen, Cabinets White, Pantry, View to Family Room

Master Bathroom

  • Features: Double Vanity, Soaking Tub

Master Bedroom

  • Features: In-Law Floorplan, Oversized Master
  • Level: In-Law Floorplan, Oversized Master

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 075 298
  • Other equipment: Irrigation Equipment
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Front Porch
  • Exterior features: Other
  • Spa features: None
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 72x138x72x138

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$303$3,636
Property Taxes $1,789$21,468
Electricity $364$4,375
Total$7,006$84,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,205/yr
40% on housing$210,180/yr
45% on housing$186,826/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 30028$226
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30028$191
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$900,000
2026-05-05Price change$900,000
2026-04-16Listed for sale$925,000
2022-10-31Sold$814,059

For Sale by Agent

AgentMila Ryzhkov
BrokerageKeller Williams North Atlanta

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