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395 S Scott St, Elmhurst, IL, 60126

7beds
5baths
3,164sqft
$1,235,000
$390price/sqft
$8,800/moest. monthly cost
$352,000/yrincome needed

About This Home

Compelling opportunity in Elmhurst. Located just a few blocks from the Prairie Path and convenient to major roads, commuting, shopping, and dining. Set within the sought-after Lincoln Elementary (newly built in 2023), Bryan Middle, and York High School districts. Featuring 5 bedrooms above grade and 5 full bathrooms, this home offers a layout ideal for today's lifestyle. The main level includes a first-floor bedroom and full bath, perfect for guests, a home office, or multigenerational living. Cherry hardwood floors run throughout the home, and a wood-burning fireplace creates a warm focal point in the family room. Upstairs features a spacious primary suite along with three additional bedrooms offering comfort and privacy. The finished basement with private entrance provides excellent versatility, including two bedrooms, a full bath, and a bar/kitchenette-ideal for extended living, a live-in nanny arrangement, or separate private space. Enjoy a large, fenced yard with an oversized deck with a gazebo, stone patio and a pond with a waterfall, perfect for relaxing or entertaining. Ample closet and storage space are available on each level, including a pantry off the kitchen. Property taxes are lower than many comparable homes, adding long-term value. A solid opportunity to own a spacious home in one of most sought-after suburbs.

Getting Around

75
WalkingVery Walkable
24
TransitMinimal Transit
78
BikeVery Bikeable

Schools

10/10
9/10
Bryan Middle SchoolGrades 6-81.7 mi
10/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Gas Oven,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 210
  • Dimensions: 15X14

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedroom6

  • Features: Flooring (Granite)
  • Level: Basement
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5

Breakfast Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Features

  • Cathedral Ceiling(s),Wet Bar,1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan,Granite Counters,Separate Dining Room,Pantry
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,236

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,400
  • Total interior livable area: 3,164 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Walk-in,Breakfast Room,Custom Cabinetry,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 56
  • Dimensions: 8X7

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s))
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s)),Bathroom (Full)
  • Level: Second
  • Area: 240
  • Dimensions: 20X12

Mud Room

  • Level: Main
  • Area: 25
  • Dimensions: 5X5

Other

  • Features: Flooring (Granite)
  • Level: Basement
  • Area: 168
  • Dimensions: 12X14

Other

  • Level: Basement
  • Area: 700
  • Dimensions: 35X20

Pantry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 35
  • Dimensions: 5X7

Recreation Room

  • Level: Basement
  • Area: 285
  • Dimensions: 15X19

Storage

  • Level: Basement
  • Area: 48
  • Dimensions: 8X6

Storage

  • Level: Basement
  • Area: 48
  • Dimensions: 8X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0610211007
  • Special condition: Exclusions-Call List Office
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 9,700 sqft
  • Lot size dimensions: 50X194

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,244$74,928
Home Insurance *$368$4,416
Property Taxes $1,945$23,340
Electricity $243$2,920
Total$8,800$105,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,714/yr
40% on housing$264,000/yr
45% on housing$234,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 60126$350
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60126$358
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$1,249,000
2026-04-16Listing removed$1,299,000
2026-03-17Price change$1,299,000
2026-01-15Listed for sale$1,365,000
2007-03-30Sold$655,000
2004-08-03Sold$225,000

For Sale by Agent

AgentDee Ristic
BrokerageColdwell Banker Realty

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