5345 Loring St, Cumming, GA, 30040
About This Home
NORTH-FACING HOME IN CUMMING - A RARE FIND! **$10,000 BUYER INCENTIVE with preferred lender financing options!** A grand two-story foyer leads to a light-filled living room with floor-to-ceiling windows, a formal dining room with coffered ceilings, and an open-concept kitchen featuring white cabinetry, a kitchen island, and views of the family room with a stunning stone fireplace. The main level offers a guest bedroom and full bath, while upstairs features a versatile loft, spacious secondary bedrooms with walk-in closets, and a luxurious owner's suite with a spa-like bath and **private balcony** overlooking the backyard. Enjoy outdoor living on the pergola-covered patio and the **brand-new fully fenced, flat backyard**, perfect for entertaining, pets, or play. Additional highlights include **owned solar panels that help save $100+ per month on energy costs**. Community amenities include a pool and playground, with a prime location close to shopping, dining, and top conveniences. This home perfectly blends luxury, comfort, and efficiency!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Materials
- Roof: Other
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Microwave
- Laundry features: Other
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Split Foyer,Entrance Foyer
- Flooring: Carpet,Laminate,Other,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,332
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,332
- Total interior livable area: 3,332 sqft
Kitchen
- Features: Kitchen Island
Property
Details
- Parcel number: 055 710
Features
- Levels: Two
- Stories: 2
- Fencing: Back Yard
Lot
- Lot size: 0.27 Acres
- Features: City Lot
Parking
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,883 | $46,596 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $1,452 | $17,424 |
| Electricity | $323 | $3,884 |
| Total | $5,915 | $70,980 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $768,000 |
| 2023-06-21 | Sold | $683,836 |
View on Zillow