2865 Ferncliff St, Cumming, GA, 30028
About This Home
Best value per sq. ft. in Holbrook Reserve! East-facing Toll Brothers luxury home priced $50K below appraisal with over $30K in builder upgrades. Built in 2023, this stunning home welcomes you with a dramatic two-story foyer and soaring ceilings, creating a bright and open feel throughout. The chef’s kitchen features premium cabinetry, quartz/granite countertops, and designer lighting, flowing seamlessly into spacious living areas perfect for entertaining. Upstairs offers high-end upgraded carpet and a spa-inspired owner’s suite retreat. Additional highlights include engineered hardwood floors, smart home wiring, CAT6 media outlets, camera pre-wiring, a central vacuum system, and an automatic sprinkler system. Located in top-rated Forsyth County schools and minutes from GA-400, North Georgia Premium Outlets, dining, and parks, this home offers like-new Toll Brothers luxury without the wait for new construction.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick,Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse,Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Electric Range,Gas Cooktop,Microwave,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater
- Laundry features: Laundry Room,Upper Level
Basement
- Basement: None
Bedroom
- Features: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Separate Dining Room
Features
- Central Vacuum,Crown Molding,Double Vanity,Entrance Foyer,Entrance Foyer 2 Story,High Ceilings 10 ft Main,Smart Home,Sound System,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Brick,Factory Built,Gas Log,Gas Starter,Living Room
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area above ground: 3,342
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,342
- Total interior livable area: 3,342 sqft
Kitchen
- Features: Breakfast Bar, Cabinets White, Eat-in Kitchen, Kitchen Island, Pantry, Pantry Walk-In, Stone Counters, View to Family Room
Master Bathroom
- Features: Separate His/Hers, Shower Only
Master Bedroom
- Features: None
- Level: None
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 096 365
- Other equipment: None
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Front Porch
- Exterior features: Private Yard,No Dock
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
- Waterbody name: None
Lot
- Lot size: 0.34 Acres
- Features: Back Yard,Cleared,Front Yard,Level,Open Lot,Rectangular Lot
- Lot size dimensions: 71x210x71x210
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Faces Front,Kitchen Level,Level Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $235 | $2,820 |
| Property Taxes | $1,425 | $17,100 |
| Electricity | $324 | $3,896 |
| Total | $5,518 | $66,216 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $695,000 |
| 2026-03-26 | Listed for sale | $699,000 |
| 2025-07-18 | Listing removed | $725,000 |
| 2025-06-06 | Price change | $725,000 |
| 2025-05-19 | Price change | $735,000 |
| 2025-05-12 | Price change | $750,000 |
| 2025-05-05 | Price change | $775,000 |
| 2025-05-01 | Listed for sale | $782,000 |
| 2025-04-30 | Listing removed | $782,000 |
| 2025-04-08 | Price change | $782,000 |
| 2025-03-11 | Price change | $799,000 |
| 2025-03-06 | Listed for sale | $839,500 |
| 2023-05-23 | Sold | $744,600 |
View on Zillow