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1231 State Highway 574, Aztec, NM, 87410

2beds
2baths
1,264sqft
$315,000
$249price/sqft
$2,480/moest. monthly cost
$99,200/yrincome needed

About This Home

Experience the freedom of country living on this beautiful 3.52-acre horse property with direct access to wide-open space, as the back of the property borders BLM land. This thoughtfully designed home features 2 bedrooms and 2 bathrooms with an open-concept layout, oversized doors and hallways, and stunning custom cabinetry throughout. The spacious floor plan is ideal for both everyday living and entertaining. Built in 2023 with a high-efficiency HVAC system for year-round comfort. The home is served by a buried underground propane tank, and the septic system has already been sized and equipped to accommodate the future addition of a shop, making expansion easy. Whether you're looking for space for horses, recreational vehicles, or simply room to enjoy peaceful country living, this property offers endless possibilities with breathtaking views and direct access to public land.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
5/10
2/10
Aztec High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Vented Exhaust Fan,Microwave,Free-Standing Range
  • Laundry features: Mud Room

Bedroom2

  • Level: Main
  • Area: 131.25
  • Dimensions: 10.5 x 12.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cth/Vlt Ceilings

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Kitchen

  • Level: Main
  • Area: 143.96
  • Dimensions: 12.2 x 11.8

Living Room

  • Level: Main
  • Area: 245.05
  • Dimensions: 14.5 x 16.89

Master Bedroom

  • Level: Main
  • Area: 204.49
  • Dimensions: 14.3 x 14.3

Other

  • Level: Main
  • Area: 81.31
  • Dimensions: 10.7 x 7.6

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Hallway(s),Other Bath Mod,No Steps/No Stairs

Details

  • Parcel number: 2065180372034
  • Zoning description: Residential, None/County

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Gravel Landscaping
  • Fencing: None
  • Has view: Yes
  • View description: Valley,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 3.52 Acres
  • Features: Natural Landscape

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$128$1,536
Property Taxes $612$7,344
Electricity $148$1,780
Total$2,480$29,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,028/yr
40% on housing$74,400/yr
45% on housing$66,133/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 87410$237
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87410$172
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$315,000
2026-07-13Listed for sale$330,000

For Sale by Agent

AgentTammy D Valencia-Thompson
BrokerageR1 New Mexico Farmington

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