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163 Northridge Dr, Mountain Home, TX, 78058

6beds
7baths
3,666sqft
$1,995,000
$544price/sqft
$15,338/moest. monthly cost
$613,520/yrincome needed

About This Home

Luxury + seclusion go hand-in-hand on this finely improved ranch. Striking main house connects by lush garden to guest house. Great privacy with home + guest suites totaling 6 Br, 6.5 Baths. Home 2 Br/2.5 Baths. 3 guest suites have kitchenettes, baths & courtyard access. Half-acre pond has island, dock + 2nd pond. 2 water wells. Gazebo & firepit. 5-car garage. Guest/staff cabin. Highfenced garden. Fenced/ crossfenced. Native & free ranging exotic wildlife, bass, waterfowl. Owner will sell improvements on 20 AC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Divide Elementary SchoolGrades PK-63.5 mi
1/10
Pathways 3h CampusGrades 5-1112.9 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Self Cleaning Oven,Microwave,Refrigerator,Disposal,Dishwasher,Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 216

Bedroom3

  • Area: 270

Bedroom4

  • Area: 288

Bedroom5

  • Area: 288

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Dining Room

  • Area: 357

Features

  • Two Living Area,Master Downstairs,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,666 sqft

Kitchen

  • Area: 300

Living Room

  • Area: 630

Master Bathroom

  • Features: Tub/Shower Separate
  • Area: 144

Master Bedroom

  • Features: Split,Outside Access
  • Area: 330

Property

Accessibility

  • Accessibility features: Int Door Opening 32"+,Entry Slope less than 1 foot

Details

  • Parcel number: 530907

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Lighting
  • Fencing: Partial
  • Has view: Yes
  • View description: County VIew
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Water Front Improved
  • Residential vegetation: Mature Trees
  • Horses can be raised: Yes

Lot

  • Lot size: 60 Acres
  • Features: 15 Acres Plus,Ag Exempt

Parking

  • Total spaces: 4
  • Parking features: Four or More Car Garage,Circular Driveway,Open
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$3,370$40,440
Property Taxes $1,479$17,748
Electricity $402$4,830
Total$15,338$184,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$525,874/yr
40% on housing$460,140/yr
45% on housing$409,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 78058$274
Kerr County$333

vs Homes Sold Last Month

Median $/sqft

ZIP 78058$403
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-22Price change$1,995,000
2025-03-17Listed for sale$2,275,000

For Sale by Agent

AgentMadeleine Bartholomew
BrokerageKuper Sotheby's Int'l Realty

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