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1185 Cascata Trl, Huntertown, IN, 46748

4beds
4baths
4,577sqft
$888,888
$194price/sqft
$6,367/moest. monthly cost
$254,680/yrincome needed

About This Home

Brand new home from MBN Properties!! Don't miss this custom ranch on a full finished basement with over 4,500 square feet of finished space!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Carroll Middle SchoolGrades 6-83.8 mi
9/10
Carroll High SchoolGrades PK,9-124.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding,Cement Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Gas Cooktop,Oven-Built-In,Tankless Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 180

Features

  • 1st Bdrm En Suite,Bar,Breakfast Bar,Sound System,Ceiling-9+,Cathedral Ceiling(s),Ceiling Fan(s),Beamed Ceilings,Walk-In Closet(s),Countertops-Solid Surf,Entrance Foyer,Soaking Tub,Kitchen Island,Pantry,Split Br Floor Plan,Main Level Bedroom Suite,Custom Cabinetry
  • Door features: Pocket Doors
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 2,158
  • Finished area above ground: 2,419

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,838
  • Total interior livable area: 4,577 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 360

Property

Details

  • Parcel number: 020208229001.000058
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch Covered
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Assoc,Pond

Lot

  • Lot size: 0.35 Acres
  • Features: 0-2.9999,City/Town/Suburb
  • Lot size dimensions: 105x145

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,494$53,928
Home Insurance *$331$3,972
Property Taxes $1,123$13,476
Electricity $419$5,034
Total$6,367$76,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,297/yr
40% on housing$191,010/yr
45% on housing$169,786/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 46748$195
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46748$208
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$899,900
2026-02-15Pending sale$899,900
2026-02-04Listed for sale$899,900

New Construction

AgentJohn Sommer
BrokerageCENTURY 21 Bradley Realty, Inc

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