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12342 Blue Jay Trl, Fort Wayne, IN, 46814

3beds
3baths
2,533sqft
$589,875
$233price/sqft
$4,253/moest. monthly cost
$170,120/yrincome needed

About This Home

BRAND NEW WINDSOR HOME IN MERCATO! Cozy evenings by the STONE FIREPLACE, that feeling of permanence that this MODERN LODGE style evokes.. the warmth of the CUSTOM WOOD CABINETS, premium ANDERSON 400 series windows, SCREENED PORCH for bug free lounging, OVERSIZED 3-CAR garage, HUGE WINDOWS, extra LARGE owner's CLOSET for seasonal storage, AMAZING Owner's suite with SOAKING TUB and walk-in TILED SHOWER!, too many PREMIUM touches to mention ...come see the DESIGNER FINISHES at the Windsor showroom. Home is far enough along to show. S ST AR Energy rating and a 10 yr structural warranty! Electronic monitoring & access devices are not included in the price of the home. The furniture and décor in some of our marketing/images are virtual representations, intended to provide a visual example of the property’s possibilities. AI images - colors and selections may differ from image. Check with Builder Representative.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
Woodside Middle SchoolGrades 6-80.5 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Windsor Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 168

Features

  • Ceiling-9+,Great Room
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,533

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,533
  • Total interior livable area: 2,533 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 396

Property

Details

  • Parcel number: 021109152003000038
  • Zoning: R2

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.32 Acres
  • Features: Level
  • Lot size dimensions: 100x140

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$247$2,964
Property Taxes $792$9,504
Electricity $232$2,786
Total$4,253$51,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,817/yr
40% on housing$127,590/yr
45% on housing$113,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 46814$190
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46814$149
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$589,875

New Construction

AgentRobert Wacker
BrokerageWindsor Homes

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