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106 Premium Point, New Rochelle, NY, 10801

6beds
9baths
7,792sqft
$9,950,000
$1,277price/sqft
$70,372/moest. monthly cost
$2,814,880/yrincome needed

About This Home

A rare and distinguished waterfront offering, located just 30 minutes from Manhattan, set within the exclusive, gated enclave of Premium Point. Masterfully crafted by Thompson-Raissis Architects, the home was created to capture breathtaking water views from nearly every room, featuring balconies and floor-to-ceiling retractable windows, all executed with the highest caliber of finishes. A dramatic glass-and-marble atrium foyer sets the tone for refined living. Luxurious amenities include a Bulthaup kitchen with top-tier appliances, refined formal and family rooms, and a serene primary suite with dressing rooms, spa bath, and private lounging deck. Additional spaces accommodate offices, gym, and guest suites, while the lower level offers a spacious game room with wet bar, media room and an elegant glass wine room. Exceptional indoor/outdoor living surrounds a heated pool, waterside fire pit, dining terraces, and a private beach just steps away. Boasting open-water views of the LI Sound and the NYC skyline, frontage on Premium Mill Pond, 24/7 security, Mamaroneck schools and marina access, this is waterfront luxury, perfectly defined.

Getting Around

7
WalkingCar-Dependent
26
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

8/10
Chatsworth Avenue SchoolGrades K-51.3 mi
7/10
Hommocks SchoolGrades 6-81.7 mi
9/10
Mamaroneck High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer,Indirect Water Heater,Wine Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 7
  • 1/2 bathrooms: 2

Features

  • Built-in Features,Chandelier,Eat-in Kitchen,Entertainment Cabinets,Entrance Foyer,Formal Dining,Marble Counters,Pantry,Primary Bathroom,Speakers,Whole House Entertainment System
  • Window features: Blinds,Drapes,Screens,Skylight(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Hydro Air,Radiant,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,850
  • Total interior livable area: 7,792 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Lower

Property

Details

  • Parcel number: 3289005000000090000086
  • Special condition: None
  • Other equipment: Generator,Pool Equip/Cover
  • Exclusions: Artwork,Sculptures,Courtyard Fountain

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Waterfront

Lot

  • Lot size: 0.99 Acres
  • Features: Level,Sprinklers In Front,Sprinklers In Rear,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $50,312$603,744
Home Insurance *$3,517$42,204
Property Taxes $15,256$183,072
Electricity $1,287$15,452
Total$70,372$844,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,412,754/yr
40% on housing$2,111,160/yr
45% on housing$1,876,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,277This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$336
Westchester County$418

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$9,950,000

For Sale by Agent

AgentJessica Sigmund
BrokerageCompass Greater NY, LLC

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