See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

77 Hubbard St, Mount Clemens, MI, 48043

4beds
1baths
1,681sqft
$249,999
$149price/sqft
$1,891/moest. monthly cost
$75,640/yrincome needed

About This Home

WOW…. 4 bedroom home with a first floor primary bedroom, den, dining room, first floor laundry, mud room, oversized yard with patio, LARGE garage with electric and NEW tandem doors, fenced yard and a screened in sun porch off the kitchen. 2025 upgrades include: furnace, duct work, hot water heater, most new windows (18), flooring and fresh paint inside and out. Other updates include, plumbing, electrical and a partial new roof. The kitchen offers a new butcher block counter, new dishwasher, built-in cabinets, breakfast table. Stove & Fridge to stay. More storage in the mud room off the laundry room area. Enjoy the convenience of a u-shaped drive in-front of the house with parking on the side along with the garage which is off the back alley.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

2/10
Seminole AcademyGrades PK-51.7 mi
2/10
Mount Clemens High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: First Floor Laundry,Entry

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Luxury Vinyl
  • Level: Entry
  • Area: 30

Bedroom1

  • Features: Luxury Vinyl
  • Level: Entry
  • Area: 208

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 195

Bedroom3

  • Features: Laminate
  • Level: Second
  • Area: 156

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 182

Features

  • High Ceilings
  • Flooring: Carpet,Laminate,Linoleum,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,681

Great Room

  • Level: Entry
  • Area: 280

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,555
  • Total interior livable area: 1,681 sqft

Kitchen

  • Level: Entry
  • Area: 168

Property

Details

  • Parcel number: 051111377003
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$183$2,196
Property Taxes $256$3,072
Electricity $188$2,259
Total$1,891$22,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,834/yr
40% on housing$56,730/yr
45% on housing$50,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 48043$105
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48043$131
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$266,975
2026-03-02Listed for sale$276,975
2026-03-02Listing removed$279,975
2025-11-07Price change$279,975
2025-10-24Listed for sale$284,975
2025-07-24Sold$136,000
2025-07-23Pending sale$139,000
2025-07-11Listed for sale$139,000
2016-04-07Sold$110,000

For Sale by Agent

AgentKellie McGraw
BrokerageEmerald Isle Real Estate Inc

Similar Homes