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320 1ST Street N #805, Jacksonville Beach, FL, 32250

3beds
3baths
1,769sqft
$998,900
$565price/sqft
$6,514/moest. monthly cost
$260,560/yrincome needed

About This Home

Enjoy maintenance-free living just one block from the ocean! This beautifully renovated condo is located on the 8th floor of the Metropolitan Building in the heart of Jacksonville Beach. Professionally designed in 2024, this luxurious residence offers 3 bedrooms, 2 1/2 bathrooms, and floor-to-ceiling windows throughout the primary suite and main living areas, providing unobstructed ocean views. The gourmet kitchen features a panel-ready refrigerator, an induction cooktop, beautiful porcelain countertops, and an abundance of cabinetry with plenty of storage, while luxury vinyl plank flooring flows throughout the home. A covered balcony offers spectacular ocean views and can be accessed from both the living room and primary bedroom. The spacious owner's suite includes remote-controlled blackout curtains, separate his-and-hers closets, double vanities, and a stunning wet room with a freestanding soaking tub and two shower heads. It is truly a dream bathroom. Major systems were replaced in 2024, including the HVAC system, water heater, and water softener. Washer, dryer, and refrigerator remain with the unit. Residents also enjoy access to a rooftop area with breathtaking 360-degree views of Jacksonville Beach and the surrounding coastline. Additional features include secure building entry and 2 indoor garage parking spaces. This is a rare opportunity to own an absolutely luxurious, move-in-ready home just steps from the beach!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

10/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Induction Cooktop,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Elevator,Entrance Foyer,His and Hers Closets,Kitchen Island,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,769 sqft

Property

Details

  • Parcel number: 1740721220
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Beach,Ocean,Water
  • Has water view: Yes
  • Water view: Beach,Ocean,Water

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Assigned,Garage,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,050$60,600
Home Insurance *$643$7,716
Property Taxes $624$7,488
Electricity $197$2,366
Total$6,514$78,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,337/yr
40% on housing$195,420/yr
45% on housing$173,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$565This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$424
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$998,900
2022-12-27Sold$850,000
2022-12-05Pending sale$875,000
2022-11-18Listed for sale$875,000

For Sale by Agent

AgentLISA PORRAZZO
BrokerageSIGNATURE FIRST COAST REALTY

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