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1021 Pointe S, Tignall, GA, 30668

5beds
3baths
2,702sqft
$640,000
$237price/sqft
$4,076/moest. monthly cost
$163,040/yrincome needed

About This Home

Welcome to lake living at its finest in the gated community of Pointe Shores on Clarks Hill Lake. This brand-new construction waterfront home offers the perfect blend of luxury, comfort, and thoughtful design across 2,702 square feet of living space. The main level welcomes you with an inviting foyer that opens into a dream kitchen, seamlessly flowing into the spacious living area—ideal for everyday living and entertaining alike. The owner's suite is conveniently located on the main floor and features a spa-like ensuite bath along with a private entrance to the screened-in porch, perfect for morning coffee or evening relaxation overlooking the lake. Two additional guest bedrooms on the main level share a well-appointed bath, offering comfort and convenience for family or visitors. Upstairs, you'll find two more generously sized bedrooms, a full bath, and abundant storage space, making this home as practical as it is beautiful. Situated waterfront, this property includes a private dock, providing direct access to Clarks Hill Lake for boating, fishing, and endless recreation. With its two-story layout, upscale finishes, and premier location in a secure gated community, this home truly delivers the best of lakefront living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,702 sqft

Property

Details

  • Parcel number: 11G 017
  • Special condition: Standard

Features

  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 1.13 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$152$1,824
Property Taxes $426$5,112
Electricity $262$3,150
Total$4,076$48,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,748/yr
40% on housing$122,280/yr
45% on housing$108,693/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 30668$176
Lincoln County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 30668
Lincoln County$309

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Price change$680,000
2025-07-24Price change$685,000
2025-02-18Listed for sale$679,900

New Construction

AgentRyan Blue
BrokerageOrbit Real Estate Partners

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