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11715 E 231st St, Peculiar, MO, 64078

3beds
2baths
1,733sqft
$439,900
$254price/sqft
$2,971/moest. monthly cost
$118,840/yrincome needed

About This Home

**Home is currently under construction at the painting stage as of 08/3 - there is still time to choose finishes once under contract**Welcome home to this beautifully designed 3-bedroom, 2-bath true ranch offering modern style and effortless main-level living. The open-concept floor plan is filled with upscale finishes, including granite/quartz countertops throughout, a spacious center island, stainless steel appliances, custom cabinetry, and soaring ceilings. Enjoy peaceful views of green space—and even a few horses—from the large covered deck and spacious patio, creating the perfect setting for relaxing or entertaining. Luxury vinyl plank flooring flows through the kitchen, dining area, and great room, providing both beauty and durability. The private primary suite features elegant custom millwork, highlighted by a box-vault ceiling, along with a double vanity and a beautifully tiled walk-in shower. This home is built on a slab-on-grade foundation with no basement, offering easy maintenance and accessibility. The oversized third-car garage extends the full length of the home, providing storage space. Photos are of a previously completed model and may depict optional upgrades not included in this home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame,Wood Siding

Other

  • Builder model: The Luke
  • Builder name: Rymeg, Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Free-Standing Electric Oven,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Slab

Bathroom2

  • Features: Ceramic Tiles,Granite Counters,Shower Over Tub
  • Level: First
  • Area: 51.66

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 156.25

Bedroom3

  • Features: Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 139.99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 107.07

Features

  • Ceiling Fan(s),Kitchen Island,Painted Cabinets,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,733

Great Room

  • Features: Fireplace
  • Level: First
  • Area: 263.5

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,733
  • Total interior livable area: 1,733 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Area: 110.11

Laundry

  • Features: Ceramic Tiles
  • Level: First
  • Area: 37.63

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Granite Counters,Shower Only
  • Level: First
  • Area: 98.88

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 204.1

Property

Details

  • Parcel number: 2737268

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.28 Acres
  • Features: Adjoin Greenspace,City Limits

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$302$3,624
Property Taxes $304$3,648
Electricity $141$1,693
Total$2,971$35,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,862/yr
40% on housing$89,130/yr
45% on housing$79,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 64078$185
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64078$165
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$439,900

New Construction

AgentRyan Schmidt
BrokeragePlatinum Realty LLC

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