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11802 E 231st St, Peculiar, MO, 64078

4beds
4baths
2,686sqft
$529,900
$197price/sqft
$3,614/moest. monthly cost
$144,560/yrincome needed

About This Home

**HOME IS ALMOST COMPLETE, FEW MISC ITEMS REMAIN 5/7/26 ** Welcome to your brand new home that embraces comfort AND functionality! Come view this true ranch open concept floor plan that includes 3 bedrooms and 2.5 bathrooms on the main level. The finished basement offers an additional bedroom, full bathroom, and LARGE rec room that can accommodate many guests. Lots of unfinished storage space! The kitchen boasts granite countertops, walk-in pantry, custom cabinetry, stainless steel appliances, & a walk-in pantry. Engineered hardwoods throughout the kitchen, family room, and dining area will ensure durability. The entryway ceiling features attractive wood accents as well as beams in the family room ceiling vault. The master suite includes a tiled shower, walk-in closet, and double vanity with granite countertops. The laundry room is accessible through the master closet or off the garage entry for added convenience. A 3-car garage provides ample space for vehicles and storage. This home embraces the idea of present-day living with its considerate design and attractive features! PICTURES ARE OF PREVIOUSLY SOLD MODEL AND MAY REFLECT SOME UPGRADES.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition,Metal
  • Construction materials: Board & Batten Siding,Lap Siding,Stone Veneer

Other

  • Builder name: Crist Custom Builder

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Basement BR,Daylight,Finished,Sump Pump

Bathroom2

  • Features: Ceramic Tiles,Granite Counters,Shower Over Tub
  • Level: Main
  • Area: 45

Bathroom3

  • Features: Ceramic Tiles,Granite Counters,Shower Over Tub
  • Level: Basement
  • Area: 48

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 144

Bedroom3

  • Features: Carpet,Ceramic Tiles
  • Level: Main
  • Area: 169

Bedroom4

  • Features: Carpet,Ceiling Fan(s)
  • Level: Basement
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: Main
  • Area: 315

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Stained Cabinets,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 965
  • Finished area above ground: 1,721

Half Bath

  • Features: Ceramic Tiles,Granite Counters
  • Level: Main
  • Area: 35

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,686
  • Total interior livable area: 2,686 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry
  • Level: Main
  • Area: 315

Laundry

  • Features: Ceramic Tiles,Granite Counters
  • Level: Main
  • Area: 48

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Granite Counters,Walk-In Closet(s)
  • Level: Main
  • Area: 90

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 182

Recreation Room

  • Features: Luxury Vinyl
  • Level: Basement
  • Area: 476

Property

Details

  • Parcel number: 2737281

Lot

  • Lot size: 8,400 sqft
  • Features: City Limits

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$364$4,368
Property Taxes $366$4,392
Electricity $205$2,461
Total$3,614$43,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,908/yr
40% on housing$108,420/yr
45% on housing$96,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 64078$187
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64078$165
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$534,900
2025-10-17Listed for sale$540,000

New Construction

AgentRyan Schmidt
BrokeragePlatinum Realty LLC

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