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239 Abner Way Lot 35, Niceville, FL, 32578

4beds
3baths
2,240sqft
$654,900
$292price/sqft
$4,437/moest. monthly cost
$177,480/yrincome needed

About This Home

EAGLES LANDING Like New Construction HOME! This home features 4 beds-3 full baths, split bedrooms, gorgeous interior to include: 8' doors, LVP & tile flooring, quartz counter tops, soft close cabinetry & drawers, Bosch stainless steel appliances (frig, microwave, dual fuel convection range & dishwasher), kitchen cabinets to the ceiling, custom lighting, upgraded tile throughout, coffee/beverage bar, upgraded walk-in pantry, custom master closet, electric car charging station, tankless gas hot water heater, tiled showers, impact windows & doors, smart panel for technology, finished garage, screened porch, patio & much more! Full landscaping & irrigation. Buyer to verify all deemed important info.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
9/10
7/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Frame,Brick,Trim Vinyl,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Dimensions: 0 x 0

Features

  • Breakfast Bar,Crown Molding,Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Split Bedroom,Woodwork Painted
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Dimensions: 0 x 0

Great Room

  • Level: First
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Central,Heat High Efficiency,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Office

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 051S22452500000350
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Sprinkler System,Rain Gutters
  • Fencing: Partial

Lot

  • Lot size: 8,276 sqft
  • Features: Covenants,Curb & Gutter,Easements,Level,Restrictions
  • Lot size dimensions: 115 x 71 x 114 x 75

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,311$39,732
Home Insurance *$580$6,960
Property Taxes $321$3,852
Electricity $225$2,705
Total$4,437$53,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,125/yr
40% on housing$133,110/yr
45% on housing$118,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$257
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$654,900
2025-06-26Sold$630,461
2025-02-19Pending sale$614,900

For Sale by Agent

AgentKelli M Van Pelt
BrokerageEagle Bay Real Estate

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