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1751 Scenic Highway 98 Unit 302, Destin, FL, 32541

3beds
2baths
1,429sqft
$750,000
$525price/sqft
$4,470/moest. monthly cost
$178,800/yrincome needed

About This Home

REMODELED AND NEVER BEEN RENTED! Come see this beautiful condo in the heart of Destin that comes fully furnished. Sterling Shores is a gated complex in the heart of Destin featuring 400' of deeded beach, a 4300 sq ft heated lagoon style zero-entry pool surrounded by spacious sundecks, & a beachside pool with Tiki bar & grill. This condo features New air conditioning, countertops, interior paint throughout, Ceiling fans, plumbing, furniture, kitchen appliances and TV. Other amenities at Sterling Shores include a fitness center & a theatre room! The seller has paid off all assessments so all you have to do is enjoy for yourself. Excellent rental income as companies have projected over $70k.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Destin Middle SchoolGrades 5-82.2 mi
5/10
10/10
Destin Elementary SchoolGrades PK-42.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2001

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,429
  • Total interior livable area: 1,429 sqft

Kitchen

  • Level: First
  • Area: 72
  • Dimensions: 8 x 9

Living Room

  • Level: First
  • Area: 208
  • Dimensions: 16 x 13

Master Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Property

Details

  • Parcel number: 002S22286100000302

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$113$1,356
Property Taxes $368$4,416
Electricity $197$2,366
Total$4,470$53,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,257/yr
40% on housing$134,100/yr
45% on housing$119,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-03-12Price change$775,000
2025-02-20Price change$795,000
2022-02-02Pending sale$724,900
2022-01-07Price change$724,900
2021-12-17Listed for sale$749,000

For Sale by Agent

AgentJohn J Lavin
BrokerageThe Beach Group Properties LLC

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