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1051 W King St, Winona, MN, 55987

3beds
1baths
1,296sqft
$175,000
$135price/sqft
$1,321/moest. monthly cost
$52,840/yrincome needed

About This Home

Welcome to a spacious and charming 3 bedroom, 1 bathroom home. This is open concept and main level living with hardwood floors. The yard in the back of the home is ready for outdoor fun or gardening. Enjoy the front porch or sunshine coming through the dining room windows. There is an alley that is an entrance to the backyard.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
3/10
Winona Middle SchoolGrades 5-83.4 mi
6/10
Winona Senior High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1906

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 400
  • Dimensions: 25 x 16

Family Room

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,592
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Laundry

  • Level: Main
  • Area: 65
  • Dimensions: 13 x 5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 321400170
  • Zoning description: Residential-Single Family
  • Foundation area: 1650

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,141 sqft
  • Lot size dimensions: 50 x 123

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$142$1,704
Property Taxes $125$1,500
Electricity $170$2,050
Total$1,321$15,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,291/yr
40% on housing$39,630/yr
45% on housing$35,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 55987$137
Winona County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 55987$149
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$175,000
2026-07-01Price change$187,900
2026-06-17Listed for sale$189,900
2025-03-29Listing removed$184,900
2024-12-20Listed for sale$184,900

For Sale by Agent

AgentAmy Loos
BrokerageReal Broker, LLC.

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