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16 W 119th St #4C1, New York, NY, 10026

1beds
1baths
0sqft
$345,000
--price/sqft
$2,269/moest. monthly cost
$90,760/yrincome needed

About This Home

*Contact seller's agent at Brown Harris Stevens for an open house appointment.* Welcome Home! With a remarkably low maintenance, you won't want to miss this spacious 1 bedroom / 1 bathroom apartment in prime Central Harlem! Quiet and inviting, the home boasts beautiful strip hardwood floors and tall over-9-foot ceilings that give the residence an airy, loft-like feel! The home's bathroom and spacious kitchen are both windowed, and the kitchen offers a W/D hookup! The bedroom flaunts dual exposures and beautiful natural light! Please note that this home is located on the 4th floor (three flights up) of a walk-up building. This is an HDFC cooperative in which the purchaser's total annual income cannot exceed 165% of the Area Median Income, which translates into $179,355 for a household of one, $205,095 for a household of two, and $230,670 for a household of three. Transportation could not be easier with the 4, 5, 6, A, B, C, 1, 2, and 3 train lines all accessible via both 116th Street and 125th Street! Beautiful Marcus Garvey Park is practically at your doorstep, and Central Park is just a short jaunt south along Lenox Avenue/Malcolm X Boulevard! Within a few short blocks you have the shopping, dining, and transportation hub anchored at 125th Street where you will find Whole Foods Market, an extensive array of other retailers, wonderful restaurants like Sylvia's and Red Rooster, the Metro North, multiple train and bus lines, and access to the Triboro Bridge!

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
80
BikeVery Bikeable

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Special condition: Restricted Sale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$75$900
Property Taxes $204$2,448
Electricity $246$2,954
Total$2,269$27,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,794/yr
40% on housing$68,070/yr
45% on housing$60,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10026$842
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10026$855
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-20Listed for sale$345,000

For Sale by Agent

AgentSandra Balan
BrokerageBrown Harris Stevens

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