See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

23331 N Tamm Ln, Harlingen, TX, 78552

6beds
3baths
1,440sqft
$775,000
$538price/sqft
$5,571/moest. monthly cost
$222,840/yrincome needed

About This Home

SELLER FINANCE AVAILABLE! Rare opportunity to own approximately 15 acres in Harlingen featuring TWO unique homes just minutes from the expressway. This versatile property offers a blend of privacy, space, and city convenience — perfect for multi-generational living, rental income, or a private retreat. The main residence showcases a warm, full wood interior with 3 spacious bedrooms and 2 full bathrooms, creating a one-of-a-kind rustic charm. The second home is truly exceptional and thoughtfully designed with multiple living areas, including a 3-bedroom, 1-bath living space on the lower level with its own kitchen and living room, a private 1-bedroom, 1-bath upstairs apartment with full kitchen, and an oversized game room or flex space complete with a Murphy bed, full kitchen, full bathroom, and large windows overlooking the entire property. Additional features include five storage units, a detached 3-car carport, an attached 4-car carport, tool room, and a dedicated car painting room.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater (Other),Other
  • Laundry features: Laundry Area

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Countertops (Other),Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 9865001030010010

Features

  • Patio & porch: Covered Patio
  • Exterior features: Motorized Gate,Other,Workshop
  • Fencing: Other
  • Horses can be raised: Yes

Lot

  • Lot size: 14.87 Acres

Parking

  • Total spaces: 5
  • Parking features: No Garage
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$544$6,528
Property Taxes $871$10,452
Electricity $238$2,859
Total$5,571$66,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,005/yr
40% on housing$167,130/yr
45% on housing$148,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 78552$119
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78552$163
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$775,000
2026-01-25Listing removed$799,900
2025-08-14Listed for sale$799,900
2025-07-21Listing removed$799,000
2025-06-18Price change$799,000
2025-02-20Listed for sale$825,000
2025-01-14Listing removed$875,000
2024-09-27Listed for sale$875,000
2024-05-10Listing removed--
2023-05-10Listed for sale$875,000

For Sale by Agent

AgentFrancisco Gonzalez-Ortega
BrokerageMonarca Real Estate Group Llc

Similar Homes