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11151 Calle Jules Ct Lot 309, Osceola, IN, 46561

5beds
4baths
2,904sqft
$729,000
$251price/sqft
$4,853/moest. monthly cost
$194,120/yrincome needed

About This Home

NEW CONSTRUCTION JUST JUST FRAMED AUGUST FOR NEW YEAR 2027 COMPLETION: CHOOSE YOUR CUSTOM FINISHES! Photos in this listing are previous interpretation of this plan by builder as inspiration for YOUR new home. ***This 5 bedroom, 3.5 bathroom Kline Custom Home in The Reserve at Northbridge Valley perfectly blends luxury with modern design. Located in the Penn School District, this new neighborhood features sidewalks, street lights, and is served by reliable city water and sewer. The main floor features a stunning primary suite with beamed ceilings and a spa-like bath (including oversized tile shower and opulent soaking tub), while the soaring two story great room centers around a cozy gas fireplace and massive windows. You’ll find quartz countertops and custom locally crafted cabinetry throughout. Bright kitchen is equipped with double wall ovens and a 6 burner gas cooktop. The upper level holds four spacious bedrooms with two additional full bathrooms. The exterior impresses with on trend board-and-batten siding, Pella white casement windows, and a covered composite deck overlooking a fully irrigated yard. Plus, the three car garage is fully insulated and drywalled. Navigate to 54195 Beech Road, Osceola, to claim this masterpiece in this all new neighborhood by Kline Custom Homes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
Schmucker Middle SchoolGrades 6-82.3 mi
10/10
Penn High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Dimensional Shingles
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Kline Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Cooktop,Humidifier,Oven-Built-In,Double Oven,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Unfinished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Beamed Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),Countertops-Solid Surf,Crown Molding,Entrance Foyer,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Rough-In Bath,Double Vanity,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry
  • Window features: ENERGY STAR Qualified Windows,Insulated Windows
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log,One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,904

Heating & Cooling

  • Heating features: Natural Gas,Conventional,Forced Air,High Efficiency Furnace,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total structure area: 4,743
  • Total interior livable area: 2,904 sqft

Property

Details

  • Parcel number: 710532276027.000031
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck Covered,Patio,Porch Covered
  • Exterior features: Irrigation System
  • Fencing: Other-See Remarks

Lot

  • Lot size: 0.30 Acres
  • Features: 0-2.9999,City/Town/Suburb
  • Lot size dimensions: 96X143x95x129

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$385$4,620
Property Taxes $516$6,192
Electricity $266$3,194
Total$4,853$58,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,388/yr
40% on housing$145,590/yr
45% on housing$129,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 46561$170
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46561$143
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$729,000
2026-07-19Listing removed$80,000
2026-03-26Listed for sale$80,000
2026-03-26Listing removed$80,000
2025-02-20Listed for sale$80,000

New Construction

AgentKaren Schneider
BrokerageArtisan Realty Group

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