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324 Linda Ln, Riverdale, IA, 52722

3beds
3baths
1,999sqft
$709,900
$355price/sqft
$4,862/moest. monthly cost
$194,480/yrincome needed

About This Home

This fabulous New Construction ranch home w/ an open floor plan is a must see! A 3 BR, 3 bath home loaded w/ modern details. The open concept main flr features Large windows that allow for an abundance of natural light throughout the kit, the great rm areas. Stepless Entry in both the garage & front door. Enjoy the custom kit that features Amish solid wood handmade cabinets, large walk in pantry, Plus the spacious island w/ upgraded appliances. The Island also features cabinets that can be opened from the front. The stylish Master BR & BA have a modern yet warm flair inviting you to never leave. Main floor laundry has lots of storage & folding areas, Just off the laundry is the mud rm area that has a half bath & locker system for coats & shoes. Full BSMT has daylight windows to brighten the to be rec rm area. The bsmt has been framed in & is ready to go. This quality home is ready for its new owner. Owner is licensed Realtor in Iowa.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal,Stainless Steel Appliance(s),Range Hood,Front Controls on Range/Cooktop

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Great Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 552
  • Dimensions: 24X23

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,998
  • Total interior livable area: 1,999 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Pantry-Walk-in),Flooring (Wood Laminate)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 63
  • Dimensions: 9X7

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Property

Accessibility

  • Accessibility features: Pocket Door(s),Lever Door Handles,Main Level Entry,Disability Access

Details

  • Parcel number: 00000000842349358
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.45 Acres
  • Features: Level
  • Lot size dimensions: 90x207

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,589$43,068
Home Insurance *$354$4,248
Property Taxes $770$9,240
Electricity $149$1,789
Total$4,862$58,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,697/yr
40% on housing$145,860/yr
45% on housing$129,653/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 52722$209
Scott County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 52722$162
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$709,900
2026-05-01Listing removed$729,900
2026-01-12Listed for sale$729,900
2025-12-01Listing removed$698,900
2025-10-25Price change$698,900
2025-10-24Listed for sale$695,900

For Sale by Agent

AgentTimothy Odey, ABR,CRS,GRI,PSA,SRES
BrokerageKW 1Advantage

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