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6400 Whitecap Ln, Brownsburg, IN, 46112

5beds
4baths
3,850sqft
$617,900
$160price/sqft
$4,178/moest. monthly cost
$167,120/yrincome needed

About This Home

Welcome to this stunning, new home in the heart of Brownsburg! Built nearly 3 years ago and offering transferable warranties for added peace of mind. This timeless design represents a harmonious blend of contemporary architecture and sophistication; crafted for those seeking an elevated living experience. Step inside and be immediately taken back by the soaring two-story ceiling in the living room, creating an open, airy feel flooded with natural light. The custom built-ins add both character and functionality, making this space perfect for relaxing or entertaining in style. The thoughtfully designed floor plan includes a desirable second suite on the main level; ideal for guests, multigenerational living, and a private home office setup. Every detail has been carefully considered to maximize comfort and versatility. Outside, you'll find a large custom patio that overlooks a generous and private half-acre lot, offering plenty of room to unwind, host gatherings, or simply enjoy privacy in style. Don't forget about the 3 car garage with a workshop and epoxy floor. This home truly offers the best of space and convenience all in a thriving, sought-after Brownsburg neighborhood located close to great schools and all the shops you need. Don't let this one get away, set up your private showing TODAY!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10
Brownsburg High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Silverthorne

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Oven,Double Oven,Gas Oven,Refrigerator,Other
  • Laundry features: Connections All,Upper Level,Sink

Bedroom2

  • Level: Upper
  • Area: 204
  • Dimensions: 17x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Attic Access,Built-in Features,High Ceilings,Tray Ceiling(s),Kitchen Island,Entrance Foyer,In-Law Floorplan,Eat-in Kitchen,Smart Thermostat,Storage,Supplemental Storage,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,850
  • Total interior livable area: 3,850 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Laundry

  • Level: Upper
  • Area: 56
  • Dimensions: 8x7

Living Room

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Loft

  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Master Bedroom

  • Level: Upper
  • Area: 345
  • Dimensions: 23x15

Office

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 320703380020000016
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.55 Acres
  • Features: Corner Lot,Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,124$37,488
Home Insurance *$285$3,420
Property Taxes $417$5,004
Electricity $352$4,235
Total$4,178$50,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,245/yr
40% on housing$125,340/yr
45% on housing$111,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 46112$159
Hendricks County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 46112$172
Hendricks County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$617,900
2026-05-07Listed for sale$617,900

For Sale by Agent

AgentDave Bell
BrokerageCarpenter, REALTORS®

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