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14453 Stairbridge Pl, Carmel, IN, 46074

4beds
4baths
4,790sqft
$709,000
$148price/sqft
$4,781/moest. monthly cost
$191,240/yrincome needed

About This Home

Beautiful 4-Bedroom Home in Desirable West Carmel. Built in 2023 as a former spec home, this nearly new 4-bedroom residence is loaded with modern style, thoughtful design, and exceptional functionality. The spacious floor plan offers abundant living space, including a convenient office nook that's perfect for working from home, studying, or managing daily tasks. At the heart of the home is the gourmet chef's kitchen, featuring stunning quartz countertops, premium KitchenAid appliances, abundant cabinetry, a large center island, and plenty of space for entertaining family and friends. Enjoy both a formal dining room for special occasions and a cozy breakfast nook for casual everyday meals. Luxury vinyl plank flooring and a neutral color palette flow throughout the home, creating a bright, welcoming atmosphere. The expansive primary suite serves as a private retreat, complete with a spa-inspired en suite bath highlighted by an oversized walk-in shower. Upstairs, a versatile loft provides additional living space that can easily function as a media room, fitness area, playroom, or relaxing lounge. The unfinished basement offers endless possibilities and is ready for your personal customization-whether you envision a home theater, recreation room, guest suite, or additional living area. Relax on the spacious covered patios in both the front and back of the home.Located in sought-after West Carmel, this move-in-ready home combines contemporary finishes, flexible living spaces, and the benefits of nearly new construction, making it an exceptional opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

9/10
8/10
Carmel Middle SchoolGrades 6-83.1 mi
10/10
Carmel High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven,Refrigerator,Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom3

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom4

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Pantry,Walk-In Closet(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,790
  • Total interior livable area: 4,790 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Living Room

  • Level: Main
  • Area: 666
  • Dimensions: 18x37

Loft

  • Level: Upper
  • Area: 273
  • Dimensions: 21x13

Master Bedroom

  • Level: Upper
  • Area: 300
  • Dimensions: 20x15

Office

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Property

Details

  • Parcel number: 290921025038000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,585$43,020
Home Insurance *$243$2,916
Property Taxes $514$6,168
Electricity $439$5,269
Total$4,781$57,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,920/yr
40% on housing$143,430/yr
45% on housing$127,493/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$222
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$709,000
2026-06-04Listed for sale$725,000

For Sale by Agent

AgentRachel Firestone
BrokerageF.C. Tucker Company

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