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21080 Thornborough Dr, Westfield, IN, 46074

5beds
5baths
6,504sqft
$1,848,560
$284price/sqft
$14,194/moest. monthly cost
$567,760/yrincome needed

About This Home

Luxury new construction by Regal Custom Homes in Chatham Hills, overlooking a pond. For buyers who want the Chatham lifestyle and near, but off the course. This 2026 custom residence offers 5 bedrooms, 4.5 baths, 6500 total square feet, a 3-car attached side-load garage, and a thoughtful floor plan designed around a highly desirable main-level primary suite. The main floor features engineered hardwoods, a dramatic great room fireplace, raised and tray ceilings, a private office, formal dining, breakfast area, and a chef-inspired kitchen with gas cooktop, double ovens, center island, walk-in pantry, and quality custom finishes throughout. The primary suite includes a spacious walk-in closet, dual vanities, and a full tile shower, creating the comfort and function today's luxury buyer expects. Upstairs offers three additional bedrooms plus a loft, while the finished lower level expands the home with a 5th bedroom, full bath, rec/play room, exercise room, storage, 9'+ ceilings, and egress windows. Enjoy outdoor living with covered porch and patio spaces, pond views, and quick access to US-31, Westfield dining, shopping, schools, and the full social membership amenities of Chatham Hills, including clubhouse, fitness center, pool, tennis, pickleball, trails, playgrounds, and more. A compelling option for the buyer who prefers new construction, quality craftsmanship, main-floor living, and the prestige of one of Westfield's premier private golf communities. Building in progress - AI enhanced content for rendering purposes- could be some changes to home under construction.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
9/10
Westfield Middle SchoolGrades 7-83.2 mi
10/10
Westfield High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone,Wood Siding

Other

  • Builder name: Regal Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Gas Water Heater,Exhaust Fan,Microwave,Double Oven,Refrigerator
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Egress Window(s),Partially Finished,Storage Space

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Basement
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 104
  • Dimensions: 8x13

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Exercise Room

  • Level: Basement
  • Area: 121
  • Dimensions: 11x11

Features

  • Attic Access,Built-in Features,High Ceilings,Tray Ceiling(s),Kitchen Island,Hardwood Floors,High Speed Internet,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,378

Great Room

  • Level: Main
  • Area: 475
  • Dimensions: 25x19

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,504
  • Total interior livable area: 6,504 sqft

Kitchen

  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Loft

  • Level: Upper
  • Area: 280
  • Dimensions: 20x14

Master Bedroom

  • Level: Main
  • Area: 340
  • Dimensions: 20x17

Mud Room

  • Level: Main
  • Area: 21
  • Dimensions: 7x3

Office

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Play Room

  • Level: Basement
  • Area: 432
  • Dimensions: 24x18

Property

Details

  • Parcel number: 290513004051000015
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Wrap Around
  • Has view: Yes
  • View description: Pond
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.28 Acres
  • Features: Close to Clubhouse,Near Golf Course,Sidewalks,Trees-Small (Under 20 Ft),Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,347$112,164
Home Insurance *$636$7,632
Property Taxes $3,615$43,380
Electricity $596$7,154
Total$14,194$170,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$486,651/yr
40% on housing$425,820/yr
45% on housing$378,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$221
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$1,848,560

New Construction

AgentJohn Pacilio
BrokerageeXp Realty, LLC

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