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21020 Thornborough Dr, Westfield, IN, 46074

5beds
5baths
6,188sqft
$1,801,620
$291price/sqft
$13,818/moest. monthly cost
$552,720/yrincome needed

About This Home

Experience the Chatham Hills lifestyle in this exceptional new construction ranch by Regal Custom Homes, thoughtfully designed for luxury one-level living with the added flexibility of a finished lower level. Set on a .33-acre homesite with pond views, this 5-bedroom, 4.5-bath residence offers 5,228 finished square feet, including 3,094 square feet on the main level and an impressive lower level with high ceilings egress windows, two bedrooms, and an exercise room. The main level is designed for elegant everyday living, featuring a vaulted great room with fireplace, engineered hardwood floors, private office, open dining area, and a chef-inspired kitchen with center island, breakfast bar, gas cooktop, double ovens, refrigerator, and walk-in pantry-style functionality. The primary suite offers a spacious retreat with tray ceiling detail, walk-in closet, dual vanities, full tub, and separate shower, while two additional main-level bedrooms provide comfort for guests or family. A covered porch and covered patio extend the living experience outdoors, complementing the home's refined brick, stone, and sided exterior. The finished basement adds ideal space for entertaining, fitness, guests, or multigenerational living. Located in exclusive Chatham Hills, residents enjoy access to an unmatched lifestyle setting with clubhouse, golf, fitness center, tennis, pickleball, putting green, parks, playgrounds, walking trails, snow removal, and professionally managed community amenities. This is a rare opportunity for buyers seeking luxury, privacy, convenience, and a true resort-style neighborhood experience in Westfield-Washington Schools. Build has started and is in process.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
9/10
Westfield Middle SchoolGrades 7-83.1 mi
10/10
Westfield High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Cement Siding,Stone

Other

  • Builder name: Regal Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Gas Water Heater,Microwave,Double Oven,Refrigerator
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Egress Window(s),Partially Finished

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Level: Basement
  • Area: 182
  • Dimensions: 13x14

Bedroom5

  • Level: Basement
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Exercise Room

  • Level: Basement
  • Area: 324
  • Dimensions: 18x18

Features

  • Attic Access,Breakfast Bar,Built-in Features,Tray Ceiling(s),Kitchen Island,Entrance Foyer,Hardwood Floors,High Speed Internet,Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 2,134

Great Room

  • Level: Main
  • Area: 418
  • Dimensions: 22x19

Heating & Cooling

  • Heating features: Forced Air,High Efficiency (90%+ AFUE )
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,188
  • Total interior livable area: 6,188 sqft

Kitchen

  • Level: Main
  • Area: 238
  • Dimensions: 14x17

Master Bedroom

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Office

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Property

Details

  • Parcel number: 290513004055000015
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Basketball Court
  • Has view: Yes
  • View description: Pond
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.33 Acres
  • Features: Close to Clubhouse,Near Golf Course,Sidewalks,Storm Sewer,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,109$109,308
Home Insurance *$619$7,428
Property Taxes $3,523$42,276
Electricity $567$6,806
Total$13,818$165,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$473,760/yr
40% on housing$414,540/yr
45% on housing$368,480/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$221
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$1,801,620

New Construction

AgentJohn Pacilio
BrokerageeXp Realty, LLC

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