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30 Nicholas St, Harris Township, MN, 55744

4beds
3baths
2,194sqft
$575,000
$262price/sqft
$3,881/moest. monthly cost
$155,240/yrincome needed

About This Home

This to-be-built 4-bedroom, 3-bathroom home will offer over 2,100 sq. ft. of modern living space, complete with a great room, kitchen with an island, and a primary suite. Sitting on a 1.5-acre lot, you’ll enjoy both privacy and convenience. Plus, customization options allow you to make this home truly yours. Secure your future home today—reach out for more details and customization opportunities!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
West Rapids ElementaryGrades K-55.6 mi
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: PREMIER CUSTOM HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 14X18

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11X13

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11X13

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,194

Great Room

  • Level: Main
  • Area: 308
  • Dimensions: 14X22

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,194
  • Total interior livable area: 2,194 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 195210104
  • Zoning description: Residential-Single Family
  • Foundation area: 904

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.51 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 323 x 250 x 280 x 425

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$377$4,524
Property Taxes $412$4,944
Electricity $185$2,220
Total$3,881$46,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,062/yr
40% on housing$116,430/yr
45% on housing$103,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 55744$177
Itasca County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 55744$143
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$533,999

For Sale by Agent

AgentBrian Johnson
BrokerageKeller Williams Classic Realty

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