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900 Mountain Creek Rd APT K144, Chattanooga, TN, 37405

2beds
2baths
950sqft
$130,000
$137price/sqft
$1,115/moest. monthly cost
$44,600/yrincome needed

About This Home

Beautifully Updated 2BR/1.5BA CORNER UNIT Townhome-Style Condo. Move-in ready with brand NEW HVAC and Water Heater and full of very well done updates, this two-story condo corner unit in Building K offers comfort, style, and unbeatable convenience being minutes to UTC and Downtown Chattanooga. Recent improvements include new wood-look vinyl flooring and carpeting, modern bathroom fixtures and vanities, fresh paint throughout, updated light fixtures, new kitchen countertops, new stainless appliances, and refreshed cabinetry with updated hardware. The second-floor entry leads into a spacious, open-concept living and dining area, perfect for entertaining, just off the kitchen. A convenient half bath is also located on the main level. Upstairs features two generously sized bedrooms, a full bath and great closet space. Prime Location...just minutes to Downtown Chattanooga and the University of Tennessee at Chattanooga (UTC), ideal for students, professionals, or anyone seeking easy access to the city's best amenities. You're also only 3 minutes from Erlanger North and close to North Shore's vibrant dining, shopping, and outdoor attractions. Additionally, this condo is located near the foot of Signal Mountain, providing quick access to hiking trails, mountain biking, and countless outdoor adventures. Don't miss out...schedule your showing today!

Getting Around

51
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
41
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-81.6 mi
5/10
Red Bank High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,Tub/shower Combo
  • Window features: Aluminum Frames,Blinds
  • Flooring: Carpet,Luxury Vinyl,Simulated Wood,Vinyl
  • Finished area above ground: 950

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 117o A 011 C144

Features

  • Levels: Two
  • Pool features: Association
  • Exterior features: Other
  • Fencing: None

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance $216$2,592
Property Taxes $67$804
Electricity $175$2,103
Total$1,115$13,380

Income You'd Need if You Spent...

35% on housing$38,228/yr
40% on housing$33,450/yr
45% on housing$29,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$244
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$130,000
2026-06-25Listing removed$130,000
2026-04-24Listed for sale$130,000
2026-04-03Contingent$130,000
2026-03-24Listed for sale$130,000
2026-03-07Contingent$130,000
2026-01-13Price change$130,000
2025-09-22Price change$149,500
2025-06-25Listed for sale$165,000
2025-02-28Listing removed$1,100
2025-02-22Listed for rent$1,100

For Sale by Agent

AgentKevin H Wamack
BrokerageReal Estate Partners Chattanooga LLC

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