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72 Bentley Cv, Murphy, NC, 28906

1beds
1baths
518sqft
$224,800
$434price/sqft
$1,559/moest. monthly cost
$62,360/yrincome needed

About This Home

Tucked away on over an acre in the peaceful Whispering Hills neighborhood, this 1 bedroom, 1 bathroom log-sided cabin blends rustic character with modern comfort. With easy paved road access all the way to the property, you'll enjoy both convenience and tranquility from the moment you arrive. Parking is just steps from your front door, making everyday living effortless. Step onto the inviting front porch and enter through a custom rustic screen door that sets the tone for the warm, cozy interior. Inside, the Great Room welcomes you with rich wood floors, wood walls, and a vaulted tongue-and-groove ceiling that creates an open, airy feel while maintaining that classic cabin charm. A gas-log fireplace adds the perfect touch of warmth and ambiance. The kitchen offers lots of cabinet and granite counter space, complemented by matching black appliances for a cohesive look. Just beyond, the bedroom is tucked behind a stylish double barn door, offering both privacy and character. The en suite bathroom features a granite countertop and convenient laundry connections with washer and dryer included. In the bedroom, pull-down steps lead to a versatile loft space—ideal for storage, a reading nook, or a creative retreat. Let your imagination bring this bonus area to life. Outside, a detached single carport includes an additional flexible room perfect for a workshop, hobby space, or extra storage. Additional highlights include a tankless water heater and Fiber Optic internet, ensuring efficiency and connectivity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ranger Elementary/MiddleGrades PK-82.1 mi
6/10
Hiwassee Dam HighGrades 9-125.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Cabin,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater,Tankless Water Heater
  • Laundry features: Main Level,Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,Insulation,Primary on Main,Vaulted Ceiling(s),Wood Ceiling(s),Wood Walls,Fiber Optic
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Attic: Floored,Pull Down Stairs,Other

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Split Unit

Interior Area

  • Total structure area: 518
  • Total interior livable area: 518 sqft

Property

Details

  • Parcel number: 455100506369000
  • Zoning description: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 1.27 Acres
  • Features: Wooded,1-3 Acres
  • Lot size dimensions: 1.27

Parking

  • Total spaces: 1
  • Parking features: Gravel,No Garage,Detached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,136$13,632
Home Insurance *$83$996
Property Taxes $140$1,680
Electricity $200$2,405
Total$1,559$18,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,451/yr
40% on housing$46,770/yr
45% on housing$41,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$192
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$224,800
2025-10-31Listing removed$229,000
2025-08-27Price change$229,000
2025-06-30Listed for sale$239,000
2023-02-06Sold$189,468

For Sale by Agent

AgentPoltrock Team
BrokerageReMax Mountain Properties

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