See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

54 Hawthorne Ln, Murphy, NC, 28906

2beds
2baths
864sqft
$269,800
$312price/sqft
$1,810/moest. monthly cost
$72,400/yrincome needed

About This Home

BRAND NEW CONSTRUCTION! 2bed/2bath cabin with gorgeous rough cut wood siding, metal roof, and full length covered back porch to rock away the days overlooking the view of the mountains. Large crawl space for storage and access. Step inside from your covered entry porch to an all wood, open floor plan with vaulted ceiling, lots of windows for natural light, stone fireplace, kitchen with beautiful hickory cabinets and granite countertops, hardwood floors, and central heating and air. Fiber Optic internet, too! Peaceful wooded lot situated in one of Murphy's best locations. Contact us today for more information and to come see it in person!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ranger Elementary/MiddleGrades PK-84.3 mi
6/10
Hiwassee Dam HighGrades 9-125.4 mi

Construction

Condition

  • Property condition: New Construction,Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Ranch
  • Property subType: Residential,Cabin,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,Insulation,Primary on Main,Tile Shower/Tub,Vaulted Ceiling(s),Walk-In Closet(s),Wood Ceiling(s),Wood Walls,Fiber Optic
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 456100288961000
  • Zoning description: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck/Patio,Porch
  • Has view: Yes
  • View description: Mountain(s),Seasonal View

Lot

  • Lot size: 1.05 Acres
  • Features: Level/Rolling Land,Wooded,1-3 Acres
  • Lot size dimensions: 1.05

Parking

  • Parking features: Gravel,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Ice Storm
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$99$1,188
Property Taxes $147$1,764
Electricity $200$2,405
Total$1,810$21,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,057/yr
40% on housing$54,300/yr
45% on housing$48,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$192
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$269,800
2026-03-06Price change$274,800
2025-12-03Listed for sale$279,800
2025-11-07Pending sale$279,800
2025-10-31Price change$279,800
2025-10-20Price change$285,800
2025-09-12Listed for sale$289,800

New Construction

AgentPoltrock Team
BrokerageReMax Mountain Properties

Similar Homes