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4510 Terry O Ln #302, Austin, TX, 78745

2beds
2baths
1,122sqft
$422,000
$376price/sqft
$3,260/moest. monthly cost
$130,400/yrincome needed

About This Home

Discover this exceptional 2-bedroom, 2-bathroom condo that perfectly blends urban excitement with peaceful living. Located in the heart of the vibrant South Congress district, you're just minutes from downtown Austin and have direct access to Hwy 71 and IH 35. Walk to popular dining and entertainment spots and decompress at the community pool with a grilling area! The other upscale amenities include a yoga studio, private studies, and a wonderful gym. This sleek, modern retreat features an open floor plan with wide plank flooring and an updated kitchen designed for entertaining, complete with high-end stainless steel appliances, granite countertops, an oversized island; and for effortless living, a washer, dryer, and refrigerator are all included. Your new home comes with an abundant storage room just down the hall and two reserved parking spaces - one of which comes with your own electric charging station!!! End Unit - no neighbors to your right!!!

Getting Around

55
WalkingSomewhat Walkable
44
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

4/10
Galindo Elementary SchoolGrades PK-51.4 mi
2/10
Bedichek Middle SchoolGrades 6-82.0 mi
1/10
Travis High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Synthetic

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,RNGHD,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Recessed Lighting,Storage,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,122 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4510 TerryO Ln #302
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Balcony,Electric Car Plug-in,Outdoor Grill
  • Fencing: None
  • Has view: Yes
  • View description: City,Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 1,054 sqft
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Common,Electric Vehicle Charging Station(s),Garage Faces Side,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,133$25,596
Home Insurance *$170$2,040
Property Taxes $719$8,628
Electricity $238$2,859
Total$3,260$39,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,771/yr
40% on housing$97,800/yr
45% on housing$86,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 78745$215
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78745$327
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$422,000
2026-02-09Price change$425,000
2025-12-24Listed for sale$429,000
2025-12-23Listing removed$2,400
2025-11-11Price change$2,400
2025-10-28Listed for rent$2,500
2025-04-10Listing removed$2,500
2025-02-24Listed for rent$2,500

For Sale by Agent

AgentChris Solarz
BrokerageSky Realty

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