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38823 E Archer Dr, Harrison Township, MI, 48045

5beds
4baths
3,140sqft
$799,900
$255price/sqft
$5,524/moest. monthly cost
$220,960/yrincome needed

About This Home

Enjoy panoramic waterfront views everyday with this impressive three-story canal front home. With 5 spacious bedrooms and 4 bathrooms, this home provides plenty of room for guests and entertainment. Situated on one of the widest and deepest canal in Harrison Township, with quick access to Black Creek and Lake St. Clair, this property is a boater’s dream. Featuring two-43 foot boat slips, one includes a newer hoist & surrounding dock- plenty of space for multiple watercrafts. Inside, you will be greeted with beautiful dark hardwood flooring throughout the open layout. Natural sunlight will pour into the home through the floor to ceiling windows in the living room. The kitchen features granite counters, large island and double ovens. The second floor includes 4 bedrooms with generous sized closet space and oversized windows. The primary Suite offers a jacuzzi tub, double shower, private balcony and nearly 17 ft of walk in closet space with dual-room layout. A thoughtfully placed second floor laundry room provides added convenience just steps away from the bedrooms. The third floor is truly a showstopper. Step into the Great room and take in the spectacular views of Metropark, tranquil marshes, surrounding waterways and bring the outdoors into everyday life. Complete with a half bath and 5th bedroom, this level functions as its own private living space. Perfect for hosting guests, creating a recreation room or designing the ultimate entertainment retreat. Rarely does space combine this much versatility with such remarkable scenery. Perfectly positioned across from a beautifully maintained park, this home offers scenic green space views and endless opportunities for year-round outdoor recreation. This Home is a MUST SEE from every angle.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Second Floor Laundry

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second
  • Area: 110

Bathroom2

  • Level: Second
  • Area: 56

Bedroom1

  • Level: Second
  • Area: 272

Bedroom2

  • Level: Second
  • Area: 143

Bedroom3

  • Level: Second
  • Area: 160

Bedroom4

  • Level: Second
  • Area: 130

Bedroom5

  • Level: Third
  • Area: 345

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First
  • Area: 143

Features

  • Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,140

Great Room

  • Level: Third
  • Area: 756

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,140
  • Total interior livable area: 3,140 sqft

Kitchen

  • Level: First
  • Area: 196

Living Room

  • Level: First
  • Area: 460

Property

Details

  • Parcel number: 171222102026
  • Special condition: Private

Features

  • Levels: More than 2 Stories
  • Patio & porch: Patio
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Spa/Jetted Tub
  • On waterfront: Yes
  • Waterfront features: Seawall,Waterfront
  • Frontage length: 50

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$319$3,828
Property Taxes $819$9,828
Electricity $342$4,109
Total$5,524$66,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,394/yr
40% on housing$165,720/yr
45% on housing$147,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$205
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$774,900
2026-07-02Listed for sale$799,900
2023-05-26Sold$627,000
2023-05-24Pending sale$629,890
2023-04-01Price change$629,890
2023-02-18Listed for sale$649,900
2022-11-14Listing removed$650,000
2022-09-07Listed for sale$650,000
2022-08-30Pending sale$650,000
2022-08-30Price change$650,000
2022-08-26Listed for sale$600,000
2022-06-01Listing removed$699,890
2022-03-09Listed for sale$699,890
2013-05-14Sold$435,000

For Sale by Agent

AgentSarah Courtney
BrokerageKeller Williams Realty Lakeside

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